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Show HN: Truebill – Find and track paid subscriptions, cancel with one click

103 pointsby idrismover 9 years ago

17 comments

gfunk911over 9 years ago
The idea seems great. But my spidey sense is going crazy. You want access to my financial&#x2F;purchase data, and the service is free. So you will monetize ..... how?<p>I am 100% not saying you intend to scam or steal. But clearly access to my data is key to your eventual monetization plan, and this is a loss leader to get in the door. Since the ultimate plan is not stated, I have no choice but to imagine it, and nothing I can think of warms my heart.<p>The ability to feed your service with something like a periodic manual export from Mint (assuming such a thing is possible) would go a long way toward reassuring me.<p>Again, the core idea seems fantastic, and could save many people real money, including myself.
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idrismover 9 years ago
Hi all, We&#x27;re former founders of Webs (formerly FreeWebz). We made Truebill because too many people are getting ripped off by monthly subscriptions that they either forgot about or are too lazy to cancel. Now that so much is moving over to subscriptions, we think it warrants one place to manage them all.
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bksover 9 years ago
Umm, you just found me $6000 that I have been over billed by one of the services that I requested deactivation....<p>1. Time to fix my accounting processes for this particular business 2. This is amazing!<p>How do you make money?
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herbstover 9 years ago
You do not redirect to PayPal to login but give me a on site form? Any reason for this? Your service looks great, but this seems sketchy :)<p>Edit:&#x2F;&#x2F; Sorry i just saw you answered that already. Fucking banks. Trying since years to find a local one with a read only api with no luck yet. They just offered me read&#x2F;write APIs based on expensive business accounts...
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russell_hover 9 years ago
How do you actually cancel the subscriptions? For example, in order to cancel a Comcast subscription wouldn&#x27;t you need the last 4 digits of my social security number or something?
OmarIsmailover 9 years ago
This looks slick!<p>One idea I&#x27;d recommend is to look at what the user is subscribing to and monitor for when deals are available and alert the user to that. For example Xbox Live is usually $60&#x2F;year, however there are frequent sales (Amazon, eBay, etc) that offer discounts to $35&#x2F;year. Similarly with music subscriptions, etc.<p>There&#x27;s your revenue model as well. Because you&#x27;re saving the user money they can kick you back a few bucks (maybe a percentage of the savings).
jonesb6over 9 years ago
I think I would be one of your ideal customers. I have a plethora of subscription services that i&#x27;ll either periodically cancel and renew, or just permanently forget to cancel.<p>What does your service offer that scrolling down my bank statement won&#x27;t already achieve? There is already a proven barrier of laziness here, why doesn&#x27;t that also exist for the process of downloading and utilizing your service?
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chasemillerover 9 years ago
Wow, beautiful site!<p>I&#x27;m loving this trend of services to save me money (Paribus is one other example that I love). However, I too am concerned about handing financial information over to a third party. I&#x27;d love to hear the business model.
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rgbrgbover 9 years ago
Just signed up, site seems fast and works great. What&#x27;s the stack like?
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z3t4over 9 years ago
You could make an &quot;offline&quot; app instead of a web service. I think people trust &quot;apps&quot; more then web services. Especially if it&#x27;s open source.
spdustinover 9 years ago
What if there&#x27;s a bill like, say, Comcast, and your user only wanted to cancel one service (TV) and not another (Internet)?
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patricklorioover 9 years ago
I got scared when the interface asked for my paypal user&#x2F;password. I&#x27;d feel much more comfortable with OAuth.
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Arubisover 9 years ago
This seems like a great idea, but the detection isn&#x27;t perfect--some annual&#x2F;semi-annual bills get picked up as inactive monthly, and scheduled investment withdrawals show up as subscription services. That isn&#x27;t fatal, but having a way to manually correct things would help a lot!
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sah2edover 9 years ago
&gt; 19,821 Banks Supported<p>How did you arrive at that number? Is that number advertised anywhere on the Plaid.com website?
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dfischerover 9 years ago
Cool stuff, I wonder how you guys will make money but will be trying it out. Hope it&#x27;s all secure :)
Kiroover 9 years ago
How does this work exactly? I mean, since all banks&#x27; statements are different.
hissworksover 9 years ago
I really don&#x27;t want to turn off 2FA even temporarily.<p>What would a workaround for this look like?
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