If you're in the UK and want a banking API (including payments and transfers), I'm building <a href="http://teller.io/" rel="nofollow">http://teller.io/</a>. It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller.<p>Here is a video of me cURL-ing my bank account yesterday: <a href="https://www.youtube.com/watch?v=wwWccFD0wv8" rel="nofollow">https://www.youtube.com/watch?v=wwWccFD0wv8</a><p>Here is a CLI one of my beta testers @sebinsua/@nouswaves made for his bank account: <a href="https://github.com/sebinsua/teller-cli" rel="nofollow">https://github.com/sebinsua/teller-cli</a><p>So far the RBS banks, e.g. Natwest are in prod. If you bank with them, want super early access, understand it's beta product and will give some feedback: sg <> @ <> teller.io
<i>Finally loaded</i>. Here is the blurb from their website:<p>UK Open Banking<p>A demo of Open Banking APIs in the UK<p>In February 2016, a group of experts from the banking, FinTech, security and open data communities published a framework to deliver an open standard for Application Programming Interfaces (APIs) for UK banks. This work, led by HM Treasury, aims to increase competition and innovation in and around banking to improve outcomes for customers and thus further support the UK’s world-leading FinTech industry.<p>The European Union is rapidly advancing legislation (PSD2) that will, upon implementation in the next two years, require banks in the EU to open their payment and transaction systems to certified third parties. This is a good moment for the UK to take a leadership role and influence the EU and beyond.<p>We took this opportunity to reveal the first Open Banking API sandbox specificaly targeted at supporting discussion around the UK Open Banking standard. The sandbox we are showing today provides a selection of API calls relevant to the UK Open Banking Standards report. Feel free to explore the calls. We believe our technology gives the UK a tremendous headstart and access to a vibrant Fintech developer community.<p>Click below and enjoy!
If you are interested in this, take a look at Mondo: <a href="https://getmondo.co.uk/docs/" rel="nofollow">https://getmondo.co.uk/docs/</a><p>Some news coverage here:<p><a href="http://www.theguardian.com/money/2015/jun/29/digital-banking-mondo-hopes-to-become-the-google-or-facebook-of-the-sector" rel="nofollow">http://www.theguardian.com/money/2015/jun/29/digital-banking...</a><p><a href="http://www.thememo.com/2015/06/25/meet-mondo-the-app-thats-got-the-banks-worried/" rel="nofollow">http://www.thememo.com/2015/06/25/meet-mondo-the-app-thats-g...</a><p><a href="http://techcrunch.com/2015/05/24/mondo/" rel="nofollow">http://techcrunch.com/2015/05/24/mondo/</a><p><a href="http://www.bloomberg.com/news/articles/2015-08-18/mondo-s-ceo-wants-to-build-a-bank-for-people-who-hate-banks" rel="nofollow">http://www.bloomberg.com/news/articles/2015-08-18/mondo-s-ce...</a>
I've been dreaming of a standardized banking API for as long as I've been using online banking. It crushes my soul every time Mint makes me send them my actual log in credentials just to scrape transaction data. Really hope this catches on, but I think too many orgs have a vested interest in being the gate-keepers of your banking data.
"...require banks in the EU to open their payment and transaction systems to certified third parties"
Does anyone know if this will mean that average Joe can't just write a script to access his account, because he isn't a "certified third party"?
Folks, Sorry about the initial slowness we had to tweak apache configuration in front of jetty. Here is the url again: <a href="https://uk.openbankproject.com/" rel="nofollow">https://uk.openbankproject.com/</a>
I just gave them my email address and was taken through to Mailchimp, where their address is given as being in Berlin! Strange that this is supposed to be led by HM Treasury.