I saw Root posted on here today (<a href="https://news.ycombinator.com/item?id=14256300" rel="nofollow">https://news.ycombinator.com/item?id=14256300</a>) and thought I'd post about Fire (I've been working for Fire for a few years now).<p>A few months back we rebranded from PayWithFire.com to Fire.com which was a big step for the company. It's open to UK and Irish customers, but we're hoping to expand to elsewhere in the future.<p>At the moment the big banks are very slow here (probably the same in the US), when you want to open a bank account it takes a few months (and you'll have to actually go to a bank to apply!), at that stage you just get one currency, if you want another you'll have to go through another application process which also takes around 3 months - not good.<p>With Fire you can apply fully online and within 24 hours get up and running (both a £ and € account). If you want even more accounts, you can get another by just clicking "Add account" and you're done. Not to mention the banks charge ridiculous fees for startups that only have a few payments coming in now and again, who would much prefer fees based on usage. There's read only API access to the business account too which is handy for developers!<p>The feedback has been really positive from startups that just can't wait months and months to get access to a bank account. There's a personal app too which I suppose is similar to Venmo in the US. If anyone has any questions give us a shout.