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Show HN: StockNerd – A community for index fund investors

114 pointsby snerdappalmost 8 years ago

22 comments

baccreditedalmost 8 years ago
Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done.<p>OR do a 3 fund portfolio like: <a href="https:&#x2F;&#x2F;www.bogleheads.org&#x2F;wiki&#x2F;Three-fund_portfolio" rel="nofollow">https:&#x2F;&#x2F;www.bogleheads.org&#x2F;wiki&#x2F;Three-fund_portfolio</a><p>OR buy a target retirement fund from Vanguard: <a href="https:&#x2F;&#x2F;investor.vanguard.com&#x2F;search&#x2F;?query=Vanguard%20target%20retirement" rel="nofollow">https:&#x2F;&#x2F;investor.vanguard.com&#x2F;search&#x2F;?query=Vanguard%20targe...</a><p>OR fill out a risk profile on Wealthfront&#x2F;Betterment and invest there.<p>Bottom line is pick an approach and don&#x27;t ever touch a damn thing.<p>I believe this advice can fit on a single web page and doesn&#x27;t need an app, a community or otherwise.
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austenallredalmost 8 years ago
I&#x27;m a little confused about what to do with a community for index fund investors.<p>&quot;So, you letting your investments sit there, not touching them?&quot;<p>&quot;Yup, you?&quot;<p>&quot;Same&quot;
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jonathanjaegeralmost 8 years ago
If this is about index funds specifically, that is definitely not clear. If anything I think this is NOT about index funds, but individual stocks. Index funds are basically set it and forget it, so why would I want to continuously use this app? Just buy some $SCHB, $SPY, $VTI, or whatever combo of index funds you want and that&#x27;s it. Daytraders, swing traders, and people buying individual stocks would want to use an app on the regular.
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Uroboricalmost 8 years ago
Something that&#x27;s never made sense to me about stocks:<p>Unless you&#x27;re extremely wealthy, any money you are able to save (outside of retirement money) is probably money you are going to want to use for something to improve your life in the semi-near future. Buying a house or car (or just a better one) for example.<p>With that assumption in place, under what circumstances does investing in index funds make any sense whatsoever? The entire market crashes on occasion due to herd mentality, and yet even given that level of risk index funds still take many years to appreciate in value significantly. It seems like an absolutely terrible place to put money that isn&#x27;t specifically intended for retirement or something like a 529 plan.
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dharnessalmost 8 years ago
There&#x27;s basically no chance I&#x27;m going to download an iOS app for this, and I&#x27;m not super sure why it isn&#x27;t just a web page..<p>But the landing is nice! (except I really wish this was an svg <a href="https:&#x2F;&#x2F;www.stocknerd.com&#x2F;assets&#x2F;img&#x2F;logo.png" rel="nofollow">https:&#x2F;&#x2F;www.stocknerd.com&#x2F;assets&#x2F;img&#x2F;logo.png</a>)
snerdappalmost 8 years ago
We made the app after having friends and family members get ripped off by financial advisors. The purpose of the app is to teach others about low fee index fund investing. Thanks!
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che_shirecatalmost 8 years ago
so... stocktwits? I don&#x27;t see the value here. what would I possibly gain from following the portfolios of random shmucks who are more likely than not losing money?
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swalshalmost 8 years ago
I like the idea.... why should I trust you for financial advice? How are you licensed? How do I know you&#x27;re not using my data for trading, How do I know you&#x27;re not feeding me false data you&#x27;ve already traded on?
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homarpalmost 8 years ago
it&#x27;s an app, not a community.
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bluesignalmost 8 years ago
This looks more like a fantasy stock league, especially with leaderboard.<p>Also it is good to point out leaderboard means nothing, it is totally pointless.<p>This is like playing poker with infinite fantasy stack.<p>If you are good investor you will never be on this leaderboard :)
colinbartlettalmost 8 years ago
I&#x27;m sad to see there&#x27;s no signup via email. I don&#x27;t have Facebook or Twitter and, although I do have a Google account, I prefer not to use it to authenticate services.
mergesortalmost 8 years ago
This looks great! Looks very polished and like something I&#x27;d really be interested in, but I&#x27;d love to be able to see what it&#x27;s about before signing in. Will you be adding a way to do that, or at least login with email?<p>Thanks!
hoopismalmost 8 years ago
The example images are absolutely hilarious as a parody of exactly what discuss would occur in an app like this:<p>TomLevelhead: &quot;Index funds are sensible and smart.&quot;<p>MarySmartpants: &quot;I too enjoy the consistency and moderate growth inherit in a diversified index&quot;
astannardalmost 8 years ago
I will check it out. I have been reading Tony Robbins - &#x27;Master The Game&#x27; which talks about index funds as a better alternative to high fee managed funds. This sounds like it could be a good source of info for picking them
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DrSayrealmost 8 years ago
Anybody having issues trying to login using Twitter? It says &quot;Creating Profile&quot; and does nothing.
mvexelalmost 8 years ago
Fails when trying to create a profile. Nothing happens. Either after 1&#x2F;2 second or a few seconds.
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r3pl4yalmost 8 years ago
iOS only... Not useful to me
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sfblahalmost 8 years ago
I worry the popularity of index funds portends something bad.
it_learnsesalmost 8 years ago
you would think that something with &quot;nerd&quot; in their name would have a web app or at least an android app...
yolo66almost 8 years ago
Nicely executed, I&#x27;ll use it!
sergiotapiaalmost 8 years ago
you should show some screenshots before asking for a download
unixheroalmost 8 years ago
No Android<p>Bah.<p>I want to try it! :)