Do you have an iPhone app on the way? Currently I keep a Mint account for my business which I check frequently on my iPhone. That being said, Mint is just a toy for me; the real work gets done in Quickbooks.<p>Your pricing seems oddly segmented. Intuitively, I don't know how many transactions I run each month. I'm not even sure how I'd count them. I'm pretty sure it isn't more than 500, but who knows. At the 'enterprise' level (and I'm certainly not enterprise) I would have a tough time justifying a price nearly equivalent to buying a copy of Quickbooks Pro every single month. Especially when my accountant is still going to want a Quickbooks file to prepare my taxes.
Here is a suggestion for you.<p>I know I, and at least 15 other people will immediately switch if you make Citibusiness Online support work. Check out this thread from Mint's support forum: <a href="http://satisfaction.mint.com/mint/topics/citi_business_not_allowed_or_am_i_setting_it_up_wrong" rel="nofollow">http://satisfaction.mint.com/mint/topics/citi_business_not_a...</a>?<p>To make a long story short, Citibank for business is a major bank and there's a lot frustrated people that would love to use Mint for their business, if only they made it work. Meanwhile, Mint has marked this issue as "complete" and doesn't look like they worked on this in 4 months.<p>I tried using it on your site and it also didn't work.. (stuck on 80% authentication). I realize this feature is in Beta but it looks like you guys already got further than Mint did - their interface doesn't even ask for right information.<p>I will sign up my business the second you make this work :)
Congrats on your launch :-)<p>I have a business that has grown from 0 to 500,000 pageviews / month in a little under 6 months. I haven't spent much money but my income is starting to be more significant.<p>I use two separate bank accounts that are personal accounts for my ad revenue deposits, and I use personal credit cards to pay for things. I understand the need, eventually, to incorporate and get separate accounts, but right now I don't have that.<p>So is inDinero useless to me? Should I use QuickBooks instead, as it allows for much more flexibility and manual transaction entry?
With Wesabe announcing they're shutting down a couple days ago, this could be good timing. I'd been using Wesabe for our business accounts (Mint wouldn't work with one of our accounts, and Wesabe's downloader thingy did work, so it won by default). And, if it happens to address business needs a bit better than Mint or Wesabe, that's even better.<p>It's a huge market, but I think you've got an uphill battle. Quickbooks is so entrenched...I tried really hard to avoid it, but it does damned near everything, every accountant knows it, every tax preparer knows it, every bank exports for it, and it's cheap compared to all of the existing online double-entry products ($100 per year vs. insanely expensive monthly rates for everything I could find; I'm still using the 2009 edition so technically it's getting cheaper by the day). In the past, I didn't have a Windows box handy (Linux is my primary desktop/laptop OS and has been for a dozen years), and so I went to great lengths to deal with alternatives, like running my own SQL Ledger installation. But, now that I have a Windows partition on both machines, Quickbooks isn't a hardship.<p>But, given that Quickbooks requires me to babysit the transaction imports, and I only do that once every couple of months, having an automatic snapshot of all of our accounts would be awesome.
I got pretty happy when I saw you had support for my New Zealand bank, which even Xero (an NZ startup doing the same thing) does not have.<p>But I'm incredibly wary entering my internet banking details into your application, no offense.<p>Someone with my internet banking details could pretty much run off with 5 years of savings, screw up my investment accounts, run up huge credit card bills.<p>Are you planning on adding an API? Since I'd happily write my own scraper to pull transactions out of my online banking to submit to my account with you.
Hm, it looks like the transactions aren't being linked to a sub-account.<p>I have 8 accounts with Bank of America, marked 1/2 as disabled, but the transactions from the disabled accounts still show up in my register. Even if I try to filter them out, it still shows all of them.<p>portman [dot] wills [at] gmail.com if you want more details of what I mean.
I am checking it out now. I have had a Mint account for business too just because it is a better interface than my bank. InDinero looks great.<p>Unfortunately it pulled in my accounts and created a ton of notification messages. When I delete one it is a full page refresh. Might take a while for me to clean up my dashboard :(
Congrats! We really need a service like this for <a href="http://hiidef.com" rel="nofollow">http://hiidef.com</a><p>The categories need a ton of work. It seems like you just used standard personal finance categories, much like Microsoft Money or Quicken. For instance, Income via Salary / Paycheck isn't applicable for a business. And there is no obvious category for salary on the expense side.
Really interesting- the cashflow analysis is killer! Totally worth paying for, if pricing was based around the product as a cashflow tool. The rest, though, is just a 10% Mint clone, without the flexibility.<p>I'd almost rather use it as a dedicated cash-flow analysis service- way more focused, way more valuable.
Congrats on the awesome product and launch! I've been waiting for something like this for a while. I just signed up, and it looks really promising.<p>Thoughts/bugs:<p>- I tried to add a category under "Bills," and it goes through. But the sub-menu doesn't show up on mouse-over, possibly because there's no built in categories under Bills.<p>- I added just one account and clicked through to the dashboard, but it shows no accounts in the bottom left sidebar and so calculates a total of $0. The graph on the right is drawn based on my actual numbers, but then the figures displayed below it are all $0.<p>- How about built-in categories for things web entrepreneurs commonly deal with, like legal bills or server costs?<p>Email me if you want screenshots/details on these.
It is still mind-blowing to me everytime somebody launches such a potentially disruptive application on a $35,000 seed capital budget and it looks good and is still online after being TechCrunched! Good luck and nice work -
This is AWESOME...small typo on: <a href="https://indinero.com/features/exporting" rel="nofollow">https://indinero.com/features/exporting</a><p>Support for your current systems.
Want to download your bank or credit card transactional data to you other data management systems? Easy - just click a link, and you can instantkly take your data with you to Microsoft Excel, Quickbooks, or any other application that takes .CSV files.<p>In the text above, 'instantly' is spelt wrong.
I would like to try this but I'm not prepared to pay $100 a month in addition to the $30 a month I'm paying for quickbooks online unlimited transactions. Switching will be a huge pain in the ass, but PayPal integration will be worth it, if everything else is the same.
Congrats! Looking forward to using this! I've always said Quickbooks is like MS Streets 98, and inDinero can be Google Maps! <a href="http://news.ycombinator.com/item?id=1143179" rel="nofollow">http://news.ycombinator.com/item?id=1143179</a>
Good job! It's really encouraging seeing a UC Berkeley grad successfully launching a start up. The support structure and culture here isn't quite geared for that but I'm super psyched to see someone persevering in spite of it.
If this can correctly parse my credit cards, bank accounts, and merchant accounts I will be a lifetime customer.<p>At the moment though, it does seem to be having some problem dealing with understanding PayPal transactions.
Wow, looks pretty good. I've just been doing ad-hoc accounting, but this might convince me to get more organized.<p>Not sure what constitutes a "Transaction", though. Maybe include a tooltip or explanation underneath?
Congrats Jessica and Andy! I remember testing the site many months ago, it looks like it's matured and grown quite a bit since then, I'll have to give it another try.
Best of luck!