Who in the Swedish government is doing the aiming? Neither the link nor references give anything concrete, only what appears to be hype about how it could be possible.<p>Why would Swedes, who apparently already use low-cost bank cards and a smart phone application called Swish, want to switch to a cryptocurrency?<p>The reason given was to empower: 'the unbankables’ - that is people without a bank account - and those who do not own a smartphone. Bitcoin, however, has the ability to solve those problems through technology. Users do not require a bank account, and they can, in effect, spend their money anonymously.<p>How can those without a smartphone use a cryptocurrency?<p>What are the transaction fees for Bitcoin these days, vs. the cost for using a Swedish debit card or Swift?