Hello HN! I lead the team at M1 Finance responsible for designing and building our product.<p>M1 is an automated brokerage that allows you to easily invest in a custom portfolio on our web site or mobile apps. Whenever you deposit or withdraw money, we automatically calculate and execute the trades for you. Your money is invested down to the penny using fractional shares.<p>For the investor, we think robo-advisors don’t offer enough choice over your portfolio, and other brokerages require too much effort to manage your investments. We created M1 to be the ultimate investing tool. And today, we announced we are eliminating all fees to make the investing experience completely free.<p>We would love to get your feedback! I’ll be around all day watching this thread, or you can reach me anytime at r.spradlin@m1finance.com.