I started building products as a hobby in college. While working full-time as a programmer, I patched together pockets of time to water and trim my fledgling products. It wasn’t until five years later that I quit my day job and went all-in.<p>Back then in my dorm room, I could never have predicted that one of my products, JotForm, would have 3.2 million users and 100 employees — without receiving a single dime of outside funding.