TE
TechEcho
Home24h TopNewestBestAskShowJobs
GitHubTwitter
Home

TechEcho

A tech news platform built with Next.js, providing global tech news and discussions.

GitHubTwitter

Home

HomeNewestBestAskShowJobs

Resources

HackerNews APIOriginal HackerNewsNext.js

© 2025 TechEcho. All rights reserved.

Angel investors increasingly making convertible loans rather than taking equity

27 pointsby davidayover 14 years ago

4 comments

SriniKover 14 years ago
When 'pg' tweeted other day about all deals being convertible notes, I researched a bit about them. Following is my notes on em.<p>Convertible notes make a lot of sense for both Angels and Founders as both are taking risks. If a startup ever makes it big, founders have benefit as angels are being discounted. If a startup doesn't make it, at least angels get the power and they can act according to the prior agreed conditions. For angels, tax advantages are also worth considering. Again, all the benefits depend on the fine details.<p>Venturehacks has nice article. <a href="http://venturehacks.com/articles/debt-or-equity" rel="nofollow">http://venturehacks.com/articles/debt-or-equity</a> Summary is that, it is better to raise convertible debt for small amounts and it is better to go for the equity if bigger amounts are needed.<p>There is an awesome write up by Yokum here <a href="http://www.startupcompanylawyer.com/category/convertible-note-bridge-financing/" rel="nofollow">http://www.startupcompanylawyer.com/category/convertible-not...</a><p>There are many types <a href="http://en.wikipedia.org/wiki/Convertible_bond#Types" rel="nofollow">http://en.wikipedia.org/wiki/Convertible_bond#Types</a><p>I think it is safe to assume that a seasoned angel/vc won't screw founders - it only gets them bad reputation. That said, it is everyone's responsibility to know/read what they are getting into before signing.
amirmcover 14 years ago
<i>"Investors who put up the early “seed” capital for technology start-ups in the US have come up with a novel idea for how to value businesses that in most cases have not started trading: put the issue off until later"</i><p>I thought the move towards convertible notes was primarily being driven by the startups/founders rather than the investors.
评论 #1651642 未加载
评论 #1651537 未加载
ryanjmoover 14 years ago
Maybe someone can help me out here, with something I don't understand.<p>What happens to the convertible note if you never go on to raise another round, but you still have a successful business that generates a lot of cash for yourself?
评论 #1651319 未加载
评论 #1651533 未加载
kljensenover 14 years ago
Are convertible notes new? Seemed common 10 years ago even.