Royce here, the hacker building InOutOver.com.<p>I'm developing a personal finance tool that doesn't sell my data, helps me see my daily spending habits, and tells me where to cut back and lean in. I got the idea after my wife and I spent the last 10+ years budgeting with an excel sheet, financial statements, and a rough financial independent game plan.<p>The thing is, I don't trust free financial services with my data. And I'd much rather pay for a tool that listens to what I need, don't need, and build it. Because I'm a hacker by trade, I decided to start building.<p>You can join me by requesting an early invite at inoutover.com. The first 20 signup get the product FREE forever.<p>I'm always interested to get feedback; feel free to discuss here. I'll be available.