A little off-topic, but really wondering; am i the only one annoyed by the fact that 9 out of 10 apps these days are:<p>1. cloud based/harvesting as much data as possible
and/or
2. subscriptions<p>I prefer apps like for example Omnifocus [1], that give you:<p>1. the ability to client-side encrypt your data so your data won't be sold/misused, and
2. instead of making profit of selling your data, simply let you pay a larger amount upfront for it instead. Thus, you also know exactly what features you're paying for - as opposed to subscriptions...<p>[1] <a href="https://itunes.apple.com/us/app/omnifocus-3/id1346190318?mt=8" rel="nofollow">https://itunes.apple.com/us/app/omnifocus-3/id1346190318?mt=...</a>
Really cool! I'm also big into playing around with budget apps and seeing what works.<p>Few suggestions I have from playing around with it:<p>1. It's not clear when I click the "add a budget" what it's for. There's the top-level "November 1-15" type of budget and then those budgets have categories, but the terminology could maybe use some work here. The term "budget" to me is usually synonymous with how you're using "categories" - e.g. we have a grocery budget.<p>2. I wasn't really expecting the ellipsis button to be a delete. I usually expect it to be like a context menu. In general it seems like the ellipsis button does different things in different locations, which is a bit of a bad pattern IMO.<p>3. There's a few spelling errors, e.g. "ammount" in the "add a budget" overlay<p>4. It's a bit weird that when you start a new budget it's immediately in the red (color-wise, at least). I feel like $0.00 left to spend should still be in the black.<p>5. "Track Spending" is only available for the first budget, but you can imagine that I might make next week's budget before this week is over, so it's a bit annoying that there's no "Track Spending" button on the previous budgets. I realize you can still click into the old budget, but still.<p>6. There's no way to edit expenses in the budget if I mistakenly add a wrong number, or if there is it's very unclear to me.<p>7. Negative numbers aren't allowed but you can imagine that this would be pretty useful for things like rebates or if I get a refund on something (though this is pretty related to the last item).<p>Anyway, love the idea for sure! Short-term budgets are pretty helpful and not something that Mint really provides, so excellent idea.
Thanks for sharing.<p>The homepage doesn't provide enough information to convince the user to register.<p>I saw a registration form without knowing anything about the service/app/features/prices/benefits.
Suggestions:<p>- a default set of categories would be useful<p>- I don't always add expenses immediately, so being able to change the date would useful.<p>- the ... in the overview window prompts you to delete a budget! seems dangerous<p>- ditto on another comment, there's no way to edit an expense.<p>- It might be interesting to setup Income and then allocate budgets based on % of income to automatically calculate budget targets.<p>Nice work.
What percentage of people have the discipline to use this app, but lack financial discipline?<p>Website: "You want new clothes, an iced coffee, but does it fit your budget?"<p>Oh the irony if the user were to get ads for new clothes and iced coffee...
I have an addiction to trying out budgeting apps the moment I find a new one. It's like the search for the Holy Grail or something. I know that an app by itself isn't going to magically make budgeting a success, instead I see these them as sort of a financial sidekick, something that helps me out get out of my own way just enough so we can save the day (literally ).<p>The description is accurate. Putz is the simplest of budget trackers. Categories / Expenses and a progress bar. Nice. Fun to play with but won't unseat my current toolset.
I've gone through a few applications/services like this - YNAB, Mint, and a handful of Mac App Store applications that tried to accomplish more or less the same thing. They all requested some sort of subscription or hit me with ads every chance they got. Auto-import features usually end up being lack-luster for me as well, forcing me to log in every time or something along those lines.<p>I've come to realize that for the gainfully employed, above-average computer user, Excel/Numbers/LibreOffce (but mostly Excel because of PivotTables) is probably the way to go for a few reasons:<p>- You're looking for a post-mortem/retrospective on your spending as a way to adjust habits accordingly, not a way to pay off huge debts (YNAB is actually quite good for this latter part, but that's not what I'm looking to do)<p>- You don't want some program's buggy workflows getting in your way when the data is /right there/ and basically just a table of CSV values<p>- You want custom reports, charts, and other things<p>- It's just really not that hard. Any bank will allow you to export financial data in CSV or a similar format.<p>I just export my data every month and do a post-mortem. Easy enough. No extra cost.
Let me be frank here: The app is too simple, unpolished and I don't think you've used it for yourself long enough. Here's my list of complaints, please know that I'm working on a similar app with a lot more features:<p>* no way to copy a budget (it's the same categories every month!)
* colour scheme isn't that great (lack of contrast, but that might be me)
* only $, no € or ¥. currency is a text-field!
* no date on the stuff I spent, sure I could use the Note field but it's cool enough
* can't "end" a budget prematurely. sure, there's "custom" but no big phat arrow pointing me at the same default which is "1st of this month to the end of this month".
* can't do negative amounts. yes, I'd like to do that
* having upcoming or past budgets feels weird, the blue (why blue?) "Track spending" button only shows for the oldest one.
* no reports at all
Expense tracking seems to be a trend recently! I myself use HelloExpense [1] (just a happy user) and I recently developed a small tool to analyse my expenses. It handles a simple csv format (from the hello expense export, but could be generalised). I thought I might share it in this thread. If people are interested, I put a demo at <a href="https://expenses-analysis.herokuapp.com/" rel="nofollow">https://expenses-analysis.herokuapp.com/</a><p>About your website: I would have liked to get info without registering. The explanation is short, and the only links are to sign up or sign in.<p>[1] <a href="https://play.google.com/store/apps/details?id=com.helloexpense&hl=en" rel="nofollow">https://play.google.com/store/apps/details?id=com.helloexpen...</a>
Reminds me of <a href="https://www.simple.com/features/expenses" rel="nofollow">https://www.simple.com/features/expenses</a>
Good job on shipping something but I have to say that this space is soon going to be owned by the banking services who have the data on the category of your spending. And most importantly, requires no data input from myself.<p>Revolut already does it, so does my bank.