Article fails to explore the apparent conflicts of interest, which remain even if you happen to think it's fair for private parties to hire their own firefighters.<p>For a start, are Kim's team allowed to tap public hydrants? This will reduce pressure available to any public firefighters nearby.
I don’t understand the issue here. Couple buys very expensive item that few others purchase; item is very expensive to insure; for hire firefighters are cheaper than replacing the item (and any dependencies) at a loss; insurers dispatch said firefighters to avoid total loss.<p>Doing this for everyone wouldn’t scale, which is why towns have firefighting units.<p>Also, people have a weird aversion to insurance for expensive items. So many people (at least on Reddit) advocate against purchasing AppleCare and additional insurance for $1000+ items but balk at the high cost of replacing a broken screen... that’s much cheaper to fix with insurance.