Looking for an app that I thought was simple but seems to not be:<p>- Can input things I spend money on quickly and easily eg. Buy a chocolate bar, click a button, enter the amount and maybe choose a category then done.<p>- Set monthly budgets for categories<p>- Tells me how I am doing based on what I enter<p>I know YNAB exists but seems insanely expensive for what I want.<p>Nice to haves:
- on Android but also a web interface
- privacy features like being open source and having everything encrypted similar to Standard Note.<p>Any suggestions?
Mint is ok, but I feel like there is a gap in the market for budgeting apps. I still have a spreadsheet of general categories like "groceries", "restaurants", "discretionary", and "cell phones/internet" that I prefer to group things into. The way Mint tries to categorize my transactions makes it frustrating to use. They're trying to push users into using their categories instead of letting me create categories and assign my transactions to them.
As far as I know there isn't one. I still use YNAB4 because I don't want to "upgrade". I've been thinking about building my own budgeting system because the only real alternative seems to be excel sheets.