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Ask HN: Service to Collect Money You're Owed

1 pointsby melonakosabout 6 years ago
Anyone know of a service that provides drip pester-the-shit-outta-people messages until they pay you back?<p>Just enter the balance owed and contact information. Maybe keeps track of partial payments.<p>It can use constantly changing numbers and emails, so it can never be blocked.<p>You can select how aggressive or sweet the messages can be, like choosing the voice of a navigational system. Maybe have it play good cop &#x2F; bad cop.<p>And in time you could use machine learning to perfectly time the messages and create the content.<p>I need this.<p>And I need to be paid back by many of my friends, who all promised to repay swiftly and most of whom have not paid a dime in a year.<p>Not to mention my hoodies, coats, boxers, psycho bunny, and socks hahaha.<p>PS: I refuse to lend money ever again to anyone for any reason. Because too many bad actors. I am highly jaded. Of course, I have never lent money that I couldn&#x27;t live without. But it stings a lot and I need a solution to this problem. Might build it myself unless someone has one already.<p>PSS: I was very tempted to tag those that owe me on my Facebook post about this. But alas, I am not savage enough. I am looking for something that doesn&#x27;t mess with the public reputations of the promise-breakers and maintains a high ground.<p>PSSS: Maybe my buddies at Pardot &#x2F; Salesloft could build a side tool for this lol. Or launch a business around it with me.<p>*Originally posted at: http:&#x2F;&#x2F;notonlyluck.com&#x2F;2019&#x2F;02&#x2F;23&#x2F;startup-idea-service-to-collect-money-youre-owed &quot;

3 comments

greenyodaabout 6 years ago
&gt; Anyone know of a service that provides drip pester-the-shit-outta-people messages until they pay you back?<p>There are federal and state laws about debt collection to protect debtors from aggressive debt collectors. If you harass someone for a debt that you can&#x27;t prove they owe, you could get into deep trouble. If you continue to contact somebody after they tell you to stop, you can get into deep trouble.<p>&gt; It can use constantly changing numbers and emails, so it can never be blocked.<p>This could be a violation of anti-spam laws.<p>&gt; You can select how aggressive or sweet the messages can be.<p>Aggressive? If you threaten someone with violence, you&#x27;re going to get a visit from the cops. If you threaten someone with reprisals like ruining their reputation on social media if they don&#x27;t pay up, that&#x27;s extortion. You could go to jail.
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smt88about 6 years ago
&gt; <i>I refuse to lend money ever again to anyone for any reason.</i><p>Sounds like you solved the problem yourself...
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cimmanomabout 6 years ago
There’s probably a market for this among freelancers.