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Goodly replaces office perks with student loan repayment

41 pointsby hemantvabout 6 years ago

9 comments

cbhlabout 6 years ago
You know what would be great? Someone should combine this with 401k contributions&#x2F;matching, and make it opt-in by default.<p>Let&#x27;s say everyone gets, say, $250&#x2F;month ($3000&#x2F;year). If you have student loan debt, it goes to repay that first. If you&#x27;re done, it goes to your 401k first, and then after that it goes into After-Tax 401k. If you can afford to contribute from your paycheck, then that additional amount gets matched at, say, 100% up to 1&#x2F;3rd of the 401k limit, and 50% up to 2&#x2F;3rds, both for the loan repayment, and for 401k saving.<p>Literally implement the &#x2F;r&#x2F;personalfinance flowchart as an auto-opt-in-perk.<p>(That said, I strongly believe folks should pay down credit cards before making above-minimum-payments on their student loans, since credit cards typically charge more interest.)
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qnttyabout 6 years ago
Why is this better than giving employees a $1200 higher salary and saving on the $6&#x2F;mo fee? I understand that people are irrational and like benefits like this, but is there a tax benefit too?
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freyirabout 6 years ago
Age discrimination as a service?
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delfinomabout 6 years ago
So what about those of us that don&#x27;t have student loans? Do we get shafted on benefits?
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ianferrelabout 6 years ago
This seems crazy to me. $70+ a year for something that you can just set up once with your loan servicer?
dbg31415about 6 years ago
This just seems like age discrimination to me. A subtle way to cut benefits and discourage people who are over 30 from wanting to work at your company. Am I wrong?<p>What benefit does this have to people without student loan debt? Can they still have gym reimbursements and free sodas?
wpdev_63about 6 years ago
Or you know could just hire employees who don&#x27;t have college degrees as having a degree doesn&#x27;t mean much now.
paulcoleabout 6 years ago
HN comments when a company does something awful, &quot;This is terrible!&quot;<p>HN comments when a company does something nice, &quot;This is terrible!&quot;
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m23khanabout 6 years ago
i accidentally read it as &#x27;Google replace office perks with student loan repayment&#x27;!