I'm looking for something like Mint.com for my S.O. and I to monitor our spending.<p>I'm wary of using any free tool, because it seems that just about every "free" service/tool out there is actually profiting from the "surveillance capitalism" model/network.<p>Are there any tools out there that are easy to use and privacy respecting? I'm more than happy to pay or give up some features.
Not directly answering you question, but on a similar note, would you be more willing to use the "free version" of these tools if they did the following:<p><pre><code> - Explain what data they share
- Explain who they're sharing the data with
- Give full control over what data is shared
- Give the ability to easily delete/export your data once you decide you no longer want to use the application
</code></pre>
I thought it might be an interesting experiment to offer both a "free" and "paid" version. Rather than cutting features for the "free" version, you would instead sell the user's semi-anonymized data. This could even be something like a sliding scale for those more privacy conscious, with more reimbursement given for more data shared.
I use YNAB though I’ve never vetted their privacy respect.<p>Their business model is more obvious though & I like their opinionated approach to budgeting.
I use <a href="https://goodbudget.com/" rel="nofollow">https://goodbudget.com/</a> which has sync facility which i found lacking from many personal finance apps. I checked their privacy statement and they don't sell or share our info with third parties.