I've heard a lot of horror stories about Paypal, although I haven't experienced them myself. However, I think it would be beneficial to get recommendations for payment processors. Any ideas?
<a href="http://www.braintreepaymentsolutions.com" rel="nofollow">http://www.braintreepaymentsolutions.com</a><p>They offer everything the big dogs do, but their staff is incredibly helpful and attentive. We use them on FamSpam and GitHub.<p>I wouldn't find the merchant with the lowest rates, find the one you like the most. As your business grows, you can always renegotiate your rates.
you can use our service to find one (we currently only have two partners right now).<p><a href="http://www.quotesignal.com" rel="nofollow">http://www.quotesignal.com</a><p>And when you do get a quote from someone, use this tool to rate it:<p><a href="http://www.quotesignal.com/merchant-account-comparison-calculator.aspx" rel="nofollow">http://www.quotesignal.com/merchant-account-comparison-calcu...</a><p>EDIT: I know it's bad form to complain about downmods. This isn't a complaint just a statement that I'm flummoxed as to <i>why</i> this would be voted down.
Firstly what is your product or service? It probably makes a difference who you would choose. For example, if you have subscription payments then Google Checkout isn't in your space (yet). PayPal is an obvious one and I think you can hear "horror stories" about most of them in my opinion - how would your customers perceive you offering payment in PayPal. In theory it could be a negative. Where are you located? Are you wanting to offer in Dollars, Euro, Yen? Give us some more info on what your service/product is and we can help you some more.
I coincidentally met one of the principles of Dharma Merchant Services when I was considering which way to go. She was incredibly upfront and didn't push her service ('look at other options and let me know if we can help').<p>I try to make decisions relatively quickly when the consequences are mild for a sub-optimal solution so that attitude sold me.<p>Highly recommended:
<a href="http://www.dharmamerchantservices.com/" rel="nofollow">http://www.dharmamerchantservices.com/</a>
Amazon seems to offer payment processing as well, but it's in public beta. Is anyone using that?<p>Sorry about being hush on the details, I'll let you guys know it all soon. ;)