Hey all -- Co-founder of Braid here. I'm a YC alum (S2010). Excited to share Braid w/everyone today.<p>We are building a group account with a debit card and permissions. It eliminates the need to track expenses after-the-fact (no more spreadsheets) and hopefully makes shared spending easier. The only product for this currently is a joint bank account, but that’s not ideal for a bunch of reasons. In the app, you can set permissions to specify who can spend the money and how, and use the unique account/routing numbers and virtual cards to pay for shared expenses.<p>Some usage we've seen so far from early users:
-Couples using it as a lightweight joint account
-Roommates using it as a house account
-Sharing money with family members as a way to help/support everyday expenses
-Divorced co-parents who share childcare expenses
-Social envelope budgeting<p>The product is totally free. U.S. only for now. Would love to hear your feedback.
I am on the west coast and my parents are in south.<p>When the pandemic hit, braid made it really seamless to ensure she had last minute spending money for the expensive and unexpected trips to the doctor, groceries, and gas station.<p>Momma dukes loves the in app chat too.