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Black-Owned Businesses Received Less Than 2% of PPP Loans, White-Owned Got 83%

46 pointsby ugwigralmost 5 years ago

11 comments

nickffalmost 5 years ago
According to the US Census Bureau, 9.4% of businesses were black-owned, as of 2012. According to the same report, 78% of businesses were white-owned in 2012.<p><a href="https:&#x2F;&#x2F;www.census.gov&#x2F;newsroom&#x2F;press-releases&#x2F;2015&#x2F;cb15-209.html" rel="nofollow">https:&#x2F;&#x2F;www.census.gov&#x2F;newsroom&#x2F;press-releases&#x2F;2015&#x2F;cb15-209...</a>
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andrewlaalmost 5 years ago
To be clear:<p>&gt; The full list of Paycheck Protection Program recipients released by the Small Business Administration on Monday shows that of the 14 percent of businesses that chose to identify race in their loan application, Black-owned businesses received 1.9 percent of loans while White-owned businesses received 83 percent.<p>So the actual percentage of black-owned businesses receiving PPP loans is somewhere from 0.26% - 86.26%, depending on how you think the data is biased.
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strombofulousalmost 5 years ago
What percentage of loans were applied for by black-owned businesses? Comparing it to population seems like a statistic that is intentionally misleading, I would guess that a lot more businesses are owned by white people than by black people (which is its own issue). I believe only around 10% of businesses are even owned by a black person, so it doesn&#x27;t surprise me to see that they have a smaller piece of the PPP loan pie...
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macspoofingalmost 5 years ago
If you&#x27;re going to put together an inflammatory article the least you could do is dive a little deeper and answer the &#x27;Why&#x27; question. Why did black-owned businesses receive less than 2% of PPP Loans?
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dpbriggsalmost 5 years ago
In other news, larger corporations are more white-owned, and had the resources to wrangle the PPP loans.<p>This is a case of small businesses not having the resources to acquire the loans in the first place. Mixing in race obfuscates and distracts from the real issue here. It should have been easier for small businesses and harder for larger ones to balance the scales.
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krisroadruckalmost 5 years ago
What percentage of businesses with paid employees are black owned? Without this bit of data, the rest doesn&#x27;t have any context.
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cojokealmost 5 years ago
That site is a mobile ad nightmare.<p>Also should the thread title mention that only 14% of PPP application respondents provided info on race?
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screyealmost 5 years ago
For context :<p>Blacks own about 2.6 million businesses or 9.5 percent of all U.S. businesses<p>The 19 million white-owned businesses have 88 percent of the overall sales, and control 86.5 percent of U.S. employment, while black businesses have a mere 1.3 percent of total American sales, and 1.7 percent of the nation’s employees.<p>___<p>The article doesn&#x27;t clarify if by percent they mean number of loan applications approved or % of loan funding allocated.<p>If it the former, then black businesses have received far fewer loans than their representative amount. If it is by revenue, then it is actually inline with the ir representation in population.<p>___<p>&gt; Monday shows that <i></i>of the 14 percent of businesses that chose to identify race<i></i> in their loan application, Black-owned businesses received 1.9 percent of loans while White-owned businesses received 83 percent.<p>Might be interesting to see if this trend held when black owners did not identify themselves.
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panzaglalmost 5 years ago
Rejection rate seems like it would be more useful than just percentage of overall acceptance.
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ugwigralmost 5 years ago
I am the author of article. looking at difference in ownership of companies more broadly would be useful to establish intent to discriminate but that is NOT what the article claims to show. I simply show what is effectively happening and for that the stats on ownership of eliegible companies by race are irrelevant.
Ghjklovalmost 5 years ago
Maybe there are fewer black-owned businesses than white-owned ones.
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