Matt cited this paragraph as one he particularly liked:<p>> If you are a sophisticated financial adviser with some work to do, you want to get paid a lot of money to do a lot of work. If you are a novice adviser, you want to get paid a little money not to do much work. The thing is, the work is boring and repetitive and boring. It is not what you would call fun, or fun-y if you were objectively beautiful. And the pay is not that great. So you might just decide to automate it.