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Ask YC: In exchange for giving up a 5% stake, would you accept $25,000 today or $50,000 6 months from now?

2 pointsby navanitalmost 17 years ago
Assume it's just money being offered, no experience, contacts, etc.

4 comments

cpercivaalmost 17 years ago
I'd get a signature on the $50k 6 months from now, take that to the bank, and sell it to them in exchange for $48k today.
ScottWhighamalmost 17 years ago
Depends on what my current needs/values are. If I was in the fashion industry and I knew that it was either have a booth at the Big Fashion Expo in September or wait until next September, I would opt for the $25,000 now since I could get started now - the $25000 would be more valuable to me now than $50k would be in January when we don't have any buyers.
babulalmost 17 years ago
(need_money==now) ? "Yes" : "No";
ajkirwinalmost 17 years ago
6 months from now. Looking at it from a purely economic standpoint, a depreciation of anything from 1.4% to 6% a year is expected, depending on who you ask. The higher the figure, the less future money is worth.<p>But even at the top end, 6%, that 50,000 in 6 months is worth $48,500 today, so yes, i'd take it!