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Ask HN: Where do you think retail investing is heading?

6 pointsby PodCuratorover 4 years ago
Robinhood seemed to unlock a new customer segment of investors. Where do you think it's headed next? Social investing? Defi?

9 comments

runawaybottleover 4 years ago
In a bull market retail comes alive. When the bust happens retail will go away. I don’t think there is anything particularly long term here.<p>Retail will not enjoy a shit market where everything trades sideways for months or sees the major indexes bank countless down days. They won’t enjoy allocating capital on any of these platforms (and so they will disappear, until the next boom).<p>It’s almost a matter of loyalty with retail honestly.
codingdaveover 4 years ago
I don&#x27;t see it truly changing how investing works. After all, the recent events are not all that different than what we saw during the original dotcom boom, where people would talk on Yahoo boards about their favorite stocks, and you&#x27;d get accidental retail pump &amp; dumps just like we&#x27;ve seen recently. This is not a new pattern, it is just a new generation going through it.<p>What I do see changing is pricing. Robinhood proved that it is a viable business model for brokers to monetize interest on non-invested balances instead of charging per trade. The pricing will definitely go down in the future, and there may be more experimentation with other pricing models.
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itzprimeover 4 years ago
Investing is boring due to wading through financial statements 10Ks, 10Qs, Earnings call transcripts. When everyone finds investing exciting it is a sure sign that the bull market is in full force. As other have said. A crash will come, a lot of people will loose money because they invested emotionally without doing the boring work and they will only be back after another bull run.
obayessheltonover 4 years ago
More pump and dumps.<p>People buying options, leveraged products and CFDs not understanding what they are buying and getting burnt.<p>More &quot;influencers&quot; with no prior track record pushing stocks.<p>More retail investors loosing money<p>People will be smug their &gt; 100% gains but not sell down and loose it all<p>I see a lot of naive people loosing a lot.<p>Why do I think this? - Because I have done all of the above.
missedthecueover 4 years ago
Most lose a shit ton of money in the next crash and ensuing down cycle and lose interest. Like 1999.
obayessheltonover 4 years ago
Finally, Robinhood is no different to going to Vegas.<p>I bet in 10 years time such firms like Robinhood and IG will have &quot;Gambling aware&quot; banners
hindsightbiasover 4 years ago
An ETF of SPACs. Or a SPAC of SPACs.
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logicslaveover 4 years ago
Traditionally hedge funds have an information advantage. Retail investors will eat that edge as the internet gives everyone huge amounts of information at their fingertips. We will see the rise of extremely wealthy reddit traders
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hanyelkassarover 4 years ago
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