Thanks for sharing such an insightful article.<p>I think the love for fintech extends beyond to B2B customers as well.<p>SMEs, for instance, have turned to fintech lenders to get quick loan approvals to keep their business running during the pandemic. Fintech lenders have quickly adopted new technologies like open accounting APIs to get real-time accounting data of their SME customers. This has not only helped fintechs speed up the lending process but has also enabled them to make quick decisions with a range of data points such as accounting transactions, financial ratios and statements.<p>We are Railz, a data-as-a-service accounting API. We provide both fintechs and financial institutions with real-time data on their own customers' financial situation using a single API that connects to their accounting software. Our risk scoring algorithms generate metrics and scores that can be used to help identify, quantify and manage the credit and financial risk of SMEs. Feel free to check our website to learn how we enable SME lenders to make quick decisions.<p><a href="http://www.railz.ai/?utm_source=Hackernews&utm_medium=Forum%20Discussion&utm_campaign=Railz%20comments" rel="nofollow">http://www.railz.ai/?utm_source=Hackernews&utm_medium=Forum%...</a>