Captchas are pretty cheap to solve ($0.002 per solve) so I'm actually surprised there isn't some sort of captcha solving browser plugin aimed at consumers. Spending a few bucks per year to ensure I never have to solve a captcha seems like a bargain to me.
The Cloudflare proposal is great for the bots. Just build rigs with FIDO and Webauthn keys. At scale (large wholesale orders) you can get them for less than $3 from manufacturers like Fetian etc…