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California homeowners made more money in equity than workers made in income

67 pointsby throwkeepalmost 4 years ago

8 comments

tryptophanalmost 4 years ago
<a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Land_value_tax" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Land_value_tax</a><p>We need this reform yesterday. It is absurd how much you get taxed on actual work, but so little on land speculation and rent extraction.
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soliddddalmost 4 years ago
Isn&#x27;t this sort of a strange comparison, though: income, which is liquid, vs equity, which usually isn&#x27;t?<p>Since most homeowners live in their investment and prices have risen almost everywhere, there&#x27;s no way to cash out on the investment and remain housed.<p>You would have to sell and gamble on renting until a market correction, or moving to a cheaper housing market, or own multiple properties to be able to actually cash in on this equity earning<p>.. whereas of course income is just cash<p>Maybe I&#x27;m missing something
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nickthemagicmanalmost 4 years ago
My uber driver in Los Angeles was telling me about how his parents bought a house in the seventies in the west side and now it&#x27;s worth it a million or more and he inherited it and wasn&#x27;t sure what to do with it.<p>My Uber driver was a millionaire by equity.
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vmceptionalmost 4 years ago
Does equity in this context refer to the increase in the value of the whole home, or just the increase in the value that is paid into the mortgage?<p>If the former, duh? If the latter, wouldn&#x27;t that just mean homeowners make more in general because many afforded the down payment to begin with?
zeptoalmost 4 years ago
This is not exactly surprising given how little workers are paid.
LatteLazyalmost 4 years ago
Ditto most greater London owners.
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madengralmost 4 years ago
They didn’t “make” anything, though perhaps when they sell they will make some money, unless everyone else decides to sell at the same time. It’s just a game of musical chairs. They only one making anything is the federal reserve; they are literally making money.
skakalmost 4 years ago
Call it whatever you want but a socialist analysis is inevitable under these circumstances, as was the accumulation of capital that put us here.