“You’re still early” is the official calling card of every MLM and Ponzi scheme out there. Gotta convince people they’re not too late so you can redistribute their money to previous participants.<p>Whether that applies here is up to the reader.<p>I recently learned investing in TQQQ at almost any point in the last 5 years would have yielded better returns than Bitcoin. With much lower volatility. <i>shrug</i>.<p>Financial opportunities are like a bus route: there’s always another one coming. Don’t let people FOMO you into investing in something you don’t understand or are uncomfortable with. Especially not with something of unquantifiable risk.
The argument feels like survivorship bias. Yes, there are always new opportunities for good fortune, but there also is a constant stream of potential pitfalls and mishaps.<p>One should not let the constant stream of social media and other arbitrary data provoke an irrational fear of missing out.
I thought this was an article about not being too late to do something with your life. That might be ridiculous to some people here, but at 24, having started programming with college at 18, I sometimes feel way behind people that started coding at 5, or people that were doing open source stuff in their teens.
RE: this section
"If you recognize (recognize – you don’t even need to be able to define) one of those words, you’re early to crypto"<p>This does resonate, as we have seen huge growth and continual adoption (even by what wall street would call Dumb Money") over the past several years, while otherwise tech-savvy non-olds sit on the sidelines. Myself included.<p>I've been making an effort to educate myself recently and keep up with crypto trends, because it really does feel that this is a key innovation of this century. Maybe it's irrational, but I feel like if I opt out of this in my late 20s/early 30s, then I'll be our generational equivalent of the Boomer who never bothered to master Excel basics at [insert bank here].