Apple Pay with VISA lets hackers force payments on locked iPhones

Shot in the dark, but this might be related to how Visa and MC differ on authentication requirements, particularly CDA and ODA[0].<p>0: <a href="https:&#x2F;&#x2F;youtu.be&#x2F;YmJ4ULncNwg?t=1067" rel="nofollow">https:&#x2F;&#x2F;youtu.be&#x2F;YmJ4ULncNwg?t=1067</a>