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Ask HN: People who cashed out early and stopped working: What is your life like?

188 pointsby saadalemover 3 years ago
inspired from: retired husband syndrome [0] and original comment [1]<p>[0]: <a href="https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=28785222" rel="nofollow">https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=28785222</a> [1]: <a href="https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=28786321" rel="nofollow">https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=28786321</a>

43 comments

themdonutsover 3 years ago
I&#x27;m far from retiring, but I always take a break between jobs. It used to be only 2 months, then last time it was 6 months. I&#x27;m very happy to be in tech because it allows us for that. I don&#x27;t decide beforehand how much time I&#x27;m taking, instead I just reassess myself &quot;am I still productive? Am I still enjoying doing nothing?&quot; When the answer is no that&#x27;s when I get back to work.<p>I love DIY so I&#x27;ve used that time to refurbish two apartments and catch up on gold rush. This time it&#x27;s been 8 months and I&#x27;m just working on a side project.<p>By now I&#x27;m not enjoying that much anymore. It&#x27;s been too long and I start to miss making part of the bunch. I&#x27;m also not fully using my time anymore, partially because in the end my wife is still working as well as my friends. I believe there&#x27;s a limit to happiness when you do things on your own and don&#x27;t share. At least I&#x27;m realizing that. I guess it&#x27;s time to go back!<p>Also I wonder if I&#x27;ll still be able to do this when I&#x27;m in my 40s or 50s. My parents always taught me it gets tougher to find a job as you get older. Obviously someone that&#x27;s good will always find, but I wonder in general how aging will apply to tech.<p>Edit: As a follow up thought and this is what I&#x27;ve realized, the weekends are a pretty good picture of how we&#x27;d behave at retirement. If we are lazy on weekends, we&#x27;ll be lazy afterwards. If we keep ourselves busy in the weekends with non work stuff, we&#x27;ll probably be the same after retirement.
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dsr_over 3 years ago
Dad retired in his mid 30s.<p>It went really well for him for about 30 years, and then he started to decline into depression. I don&#x27;t think it was directly related to being retired.<p>He built a barbecue out of cinder blocks, then rebuilt it out of bricks. He learned to knot in order to make hammocks. He took up painting with acrylics -- I wouldn&#x27;t say he ever became good at it, but he liked it and that&#x27;s the point. The same for charcoal -- but he didn&#x27;t like the mess, so he dropped it quickly.<p>He took up teaching advanced math to the local elementary school kids. He taught himself programming in BASIC and wrote math games and text adventures about our neighborhood.<p>He watched a lot of movies, read a lot of books, and kept the house on a schedule. He went from being an adequate cook to a reasonably good one.<p>He built relationships with the neighbors and went for a walk twice a day when the weather was adequate.
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jeplerover 3 years ago
What is early? What is stopping working? I semi-retired at 44, but I am still working as a contract programmer and bill for about 20-25 hours a week.<p>I worked a ho-hum programming job for nearly 20 years (yes, just the one), feeling miserable for at least the last 3. There was no &quot;cashing out&quot;, though when the company sold to private investors I got something like an extra 75% of a year of pay. It wasn&#x27;t that money, but saving (index fund investing) all along that would have let me say &quot;to heck with it, I can retire today&quot; (albeit with a slightly reduced standard of living).<p>Instead, I waited until something part time &amp; much more fulfilling came my way. Now I get to work on open source all day, or as little as I want, and I get paid for a substantial chunk of it. To my surprise, working 50-60% as long each week not only means I don&#x27;t have to do dip into investments, but I can still add to my investments.<p>Now, the timing of this change was not great, because 5 months later COVID hit, so the travel aspects of my new life haven&#x27;t materialized in the way I thought they would. When I start travelling as freely as I thought I would when I left traditional work in late 2019, that&#x27;s when I hope to truly feel semi-retired.<p>When will I fully retire? Not while I can get paid to work on open source software, largely on my own terms. When will I stop working on open source? Hopefully not anytime soon.
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baremetalover 3 years ago
I quit tech, moved to a rural area, and bought some farmland at the beginning of the year. got a couple different jobs to learn how to do things. first building polebarns and then framing houses. got to journeyman in framing last month and quit. finishing up my first barn and now i am getting ready to build a greenhouse over the winter. been preparing the soil. will be ready for planting next year.<p>technically i didnt really quit working. but rather i am free to pursue what i want to do. for example im going to build my own house. and grow and sell organic food. i want to develop technology to improve farming. i enjoy designing and building things in all sorts of mediums. i like working, but i have an entrepreneurial spirit. and in order to feel fulfilled i have to pursue my own ventures.
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JohnJamesRamboover 3 years ago
My brother was a doctor and was able to take an extended hiatus for a long time. He gave me these words of wisdom that I have found true as well. “You need a job or you get weird.”<p>Humans are built for problem solving and the struggle and the adventure of challenge. I think we need it like we need food, water, sleep, etc.<p>I quit my job as a scientist and rolled over all my retirement into Bitcoin a few years ago. That has gone well. I started a business of growing medical marijuana and I love that. That has gone well too. Incredible amounts of work and 12 hour days and struggles, especially at first, but I love the challenge of trying to grow the best in the world and in my area. I will probably be able to quit if I wanted to soon. But I can’t imagine what I would do. I want to travel but I know that won’t last. I’ll probably just scale back my weed operation some but still concentrate on chasing the dragon of growing the best weed. I love it that much. I should also add that I don&#x27;t even use marijuana. I just love plants and always have.
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throw6622over 3 years ago
It’s fantastic. I have never struggled to fill my time, so a world without a formal job just allows me to spend time on what I care about. At the moment about a third of my time is spent working on mechanical projects and cars. Whatever I imagine I can actually work on and build, and whatever skills I lack I have time to learn!<p>Another third of my time is spent pursuing paragliding. It’s something I found interesting before, but I just never had the flexibility in my life to take more than a week off work. Now I can live in Colombia for a month at a time, both a great environment and change of pace, and a fantastic way to learn.<p>The rest of my time I work on a little mini startup. It’s different than what I was doing before because it’s decidedly ‘lifestyle’. No VC money. Just building something I find interesting with people I like. If I don’t want to do something, or I don’t have the time, I simply say that! It’s all the fun of building a product and bringing it to the market with a world less stress.<p>The most important thing to know is: I didn’t plan any of this. I was so burnt out that thinking of anything I wanted to do was challenging. But after six months of cranking on cars and other mundane projects the world opened in front of me, and I realized all those things I loved doing as a child are still with me.
earlyretire123over 3 years ago
I&#x27;m 30 years old and have been effectively retired for 1 year. Before this I was an software engineer &#x2F; manager for startups and bluechips. I left due to stress issues at work, depression and needing to become a carer for a short while but now don&#x27;t have a good reason or monetary need to return to work again so I guess I am retired?<p>I had been so defined by work for my entire life that I didn&#x27;t really know who I was outside of the crunch and the office. I don&#x27;t miss the office or work but do miss the people. I am not from a wealthy background, the majority of my family and friends find it very strange and it can be a bit awquard in conversation. When I feel ashamed I browse job postings &#x2F; linkedin, but am coming to realise that it was sad how much self worth I gained from having other people think I was successful or smart.<p>I&#x27;ve learnt that staying busy is paramont to my health, I&#x27;ve started a small bussiness to keep me busy doing one of my passions, grow a lot of my own food and walk a lot. Sometimes I miss the massive engineering challenges working with a team, I could see myself taking a job for that alone. My life doesn&#x27;t have a lot of meaning right now, sometimes I dream that some great purpose or mission will be thrust on me. To be honest I feel a bit adrift!
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more_cornover 3 years ago
I knew an awesome software architect who retired early. He was back at work a few years later. I asked why. &quot;Turns out I&#x27;m kinda shit at my hobbies, but I&#x27;m quite good at this.&quot; I think I&#x27;m the same way. I like the sharpness that comes of working on interesting stuff, and I&#x27;ve devoted the prime of my life to becoming good at tech. I like the work, but often hate some of the boss bullshit. I like the person I am when I&#x27;m focused and working on interesting work. I started doing contract work just swapping a boss for a customer changed almost everything. I&#x27;m also free to fire the rare customer who won&#x27;t listen or can&#x27;t get out of their own way (and I try to provide radical candor about what they can do to fix it during my exit interview). An agency has emerged around me and now we have 15 people doing the same. Email is in my profile if anyone is interested. We ask people to work at least 20 hours a week (otherwise it&#x27;s not worth the trouble of onboarding). We favor competent, senior, independent people who like to build things. I don&#x27;t think I&#x27;ll ever retire, but I&#x27;ll shift more and more into &quot;work I love, conducted on my own terms&quot;. That being said I&#x27;m also considering a move to a rural area and want to construct a pole barn workshop. Crazy how much overlap there is here for this particular interest. Maybe it&#x27;s something in the zeitgeist.
alexanderthe-over 3 years ago
I&#x27;m not retired, but I am shift worker in Healthcare, which means I have 3-4 days off per week. A question I often get from people when they hear that is &quot;Wow! What do you do with all your time off?&quot; The answer is always, &quot;I live my life.&quot;<p>On my days off I catch up on chores. I take care of my body by going to the gym, yoga studio, boxing gym, or ride my bike. I spend time with friends if they are available, which is tricky because I&#x27;m only off every other weekend. I bake sourdough bread and seek perfection in extracting the perfect cup of espresso. I read HN.<p>I often think what I would be doing if I met your criteria for answering this questions and didn&#x27;t have to work the other 3-4 days of my week, and I think the answer would be to look for meaningful work. There is a fulfillment or sense of purpose in work that doesn&#x27;t come to me in the prolonged absence of it, I don&#x27;t define myself by it, but as Marcus Aurelius said in his Meditations:<p>“At dawn, when you have trouble getting out of bed, tell yourself: “I have to go to work — as a human being. What do I have to complain of, if I’m going to do what I was born for — the things I was brought into the world to do? Or is this what I was created for? To huddle under the blankets and stay warm?”<p>So you were born to feel “nice”? Instead of doing things and experiencing them? Don’t you see the plants, the birds, the ants and spiders and bees going about their individual tasks, putting the world in order, as best they can? And you’re not willing to do your job as a human being? Why aren’t you running to do what your nature demands?<p>You don’t love yourself enough. Or you’d love your nature too, and what it demands of you.”
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LinuxBenderover 3 years ago
I am happy with my choice. And hey, I&#x27;ve got more time to visit HN! But seriously, I would have been happy to exit the workforce at any point. Working in the tech field has never been healthy for me. It was a hobby that paid sufficiently. Now I have more time to focus on undoing the damage from sitting so much and not remaining physically active.
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anonymousctover 3 years ago
I&#x27;m time wealthy more so than cash wealthy.<p>Strangely, I get up earlier as there&#x27;s no dread of the corporate environment.<p>I have standing time with friends and family: Depending on the season, Weekly golf, lunch, tennis. Daily walks with my spouse.<p>Volunteer efforts provide some opportunities to give, feel internal and external appreciation and a sense of adding value to others.<p>Plenty of time for reading, learning, experimenting and puzzle solving. There are so many resources to learn about new topics and try things.<p>When I hear people express fear of being bored after their career, I have to pick my jaw off the floor. I can&#x27;t imagine there has been a time with more information freely available.
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throwaway72722over 3 years ago
I cashed out and stopped working around 37.<p>It has been a very difficult transition for me. I have had 3 or 4 years of borderline depression despite having more money than god :-)<p>The loss of structure, status, social interaction, goals hits hard.<p>The problem is, I don’t want a job and probably lack the motivation to do another business.<p>I need to build hobbies and friends outside of a work context, I know.<p>My advice to people is to be careful what you wish for!
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afpxover 3 years ago
I quit about a year ago. At first, I had to get used to the new cadence. I was so accustomed to being amped up all of the time, from work, I had to take time to decompress. My schedule ended up growing erratic, so I had to get on a routine schedule. Now, I think I&#x27;m 80% recovered. I&#x27;ve been drawing and painting. I joined a maker space, and I&#x27;ve been building stuff. I started work on a game mod. Catching up on Youtube videos, becoming active in the local community. Stuff like that.
cprover 3 years ago
I started a &quot;lifestyle&quot; company 32-ish years ago (4 guys all working from home all these years), and have pretty much had complete control of my time and schedule. (Other than periods of intense work bursts that couldn&#x27;t be avoided, either to get going initially or to finish some critical project.)<p>It&#x27;s enabled me to help homeschool our 8 kids over the years (now all flown; youngest just started college) and travel quite a bit with the kids to various music and dance camps around the world, etc. Plus timber framing with sons, wood-fired pizza making, etc, etc.<p>Don&#x27;t know if I&#x27;ll ever formally retire, but could see doing a lot more travel visiting kids and grandkids around the country, and doing more woodworking&#x2F;timber framing.
asicspover 3 years ago
I quit before I could finish 6 years as an employee. I enjoyed working on complex projects and I&#x27;m proud of several contributions that I often reminiscence even after 7 years of leaving. There were several reasons why I left, for example - losing interest in the field (VLSI), burn out and dislike of corporate work environment.<p>I didn&#x27;t have anything planned, which was a huge mistake on my part. Long story [0] short, I was surviving on my earnings from the job for more than 4 years before writing ebooks got me back on track.<p>I&#x27;d say it has been tough going. But even now I can&#x27;t imagine going back to work.<p>[0] <a href="https:&#x2F;&#x2F;learnbyexample.github.io&#x2F;my-book-writing-experience&#x2F;" rel="nofollow">https:&#x2F;&#x2F;learnbyexample.github.io&#x2F;my-book-writing-experience&#x2F;</a>
tapan_jkover 3 years ago
Crossed 50, not retired, nor planning to any soon. The good thing about this industry (tech, if that is not obvious) is that it [still] pays well, and there are no set rules about what happens when you are x years old. Don&#x27;t let the occasional story about bias make you think it applies to you. Every time I take a break between jobs, I am hopeful that there is someone out there who is willing to pay for my skills and I will be able to get back to work if I want to, provided I keep myself up to date.
JoeAltmaierover 3 years ago
My buddy cashed out big 15 years ago. Immediately had to pick up something in another field - he chose construction. Bought lots, hired contractors to build on the condition he could be in the crew. Studied and apprenticed and became a competent carpenter.<p>So to each his own!
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GnarfGnarfover 3 years ago
55 years programming. Much more interesting than retirement. I hope I&#x27;m writing code the week I die.
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sriram_malharover 3 years ago
Most excellent.<p>I started working in 1987, got burnt out in a couple of startups (but did well financially), went half-time in 2003 until last year (with a break for a PhD in between), and am now officially retired.<p>It is wonderful having the leverage to do whatever I feel like doing, or not committing to a long-term project. The more I act pricey, the more I seem to attract &#x27;em!<p>I used to miss the camaraderie of office mates, but live interaction is gone anyway in these covid times. All days are weekends; my social calendar is dictated by others&#x27; schedules! We moved close to our aging parents and in-laws to be with them in their dotage, which has its pluses and some minuses, but no regrets at all on that count, for we must afford them some of the affection and happiness that they showered on us when we were yay high.<p>I code for fun, have done a bunch of ML courses and am now learning statistics in earnest. I am learning (Indian) music from two separate teachers, and cook a fair bit. &#x27;Sall good!
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igammaraysover 3 years ago
I tried to do that last year, but I ended up working on a side-project for fun in my spare time which is now blowing up into a real startup. Once I had a work inbox again, I realized I had forgotten how much I love to work, how much I love to have emails to respond to, decisions to make, growth numbers to pursue. I think I&#x27;ll never go back to a completely idle pace of life again, as coding and growing a business are just too much fun.
ramesh31over 3 years ago
Not completely retired, but work remotely and only a few hours a week at this point. Stepping back from the rat race at 30 was the greatest thing to ever happen to my life. I&#x27;d spent my entire 20s singularly focused on my career and building my skills. When I hit 30 and looked up around me, I realized I&#x27;d achieved everything I set out to do but was still miserable and alone in life. Everyone I knew was getting married, having kids, building relationships, and I had completely neglected that aspect of myself for the last 10 years.<p>Stepping away allowed me to completely reprioritize what mattered to me and what I wanted out of life. I rekindled old friendships and love interests and eventually met my wife. I realized I&#x27;d never actually been truly happy before on a consistent basis, and learned what life is actually all about. That money and career success are simply means to an end of living well and loving others.<p>I feel for people that are always trapped in survival mode because you get stuck in these ruts that become completely impossible to see out of. You end up so shortsighted and focusing on something that doesn&#x27;t really matter in the end. But life is just a game that&#x27;s meant to be played for the enjoyment of it. There&#x27;s no prize at the end, and your score doesn&#x27;t matter.
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thoreauitawayover 3 years ago
Well it started slow, and I spent my twenties working very hard, but by 30 I had a few million dollars and decided to take a few years off. I had never really traveled, so I spent most of the next few years living out of a suitcase and at one point hadn&#x27;t been back to my home country for a couple of years.<p>I went from only having visited a few countries briefly to having seen quite a lot of around 70 countries. I did lots of mountaineering, skiing, diving, and tried my hand at quite a few other sports. I went to a bunch of tech conferences all over Europe and Asia, just for fun. I flew so much that I was in the air for over 2% of my total hours a couple of years.<p>After a few years of that I slowed down the travel some, and by luck I had just signed a year lease for a beautiful home overlooking the sea in a country I kept coming back to just a couple of months before the pandemic shut down air travel.<p>Since then I have been taking up the hands-on hobbies that I thought looked fun and just never had enough time&#x2F;space&#x2F;funds for when I was working. I had a daughter with my partner, and am incredibly glad for the joyous little being I&#x27;m starting to raise. I have even recently gotten back into doing some software engineering for fun.<p>About a decade ago I had an idea for something that felt too big to be what got me setup to pursue what I wanted early on. The project was too complex, too long-term, and there was too little existing ecosystem to tap into. In the intervening years the ecosystem has started to come together and I&#x27;ve managed to strike well enough to have my freedom elsewhere, so I&#x27;m looking at getting back to being a founder within a couple of years.
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scepticalover 3 years ago
Retired 6 months ago at 50 years old. So far I love it. I do not miss work at all. I have not done any programming since I quit and I have no immediate plans to. I had a lot of other plans for my retirement but from reading advice from other early retirees I have decided to just unwind and &quot;do nothing&quot; until that gets boring.<p>The days do feel longer but not in a bad way. There is plenty to do even when doing nothing. I exercise regularly, eat healthier and my overall health is a lot better now. I have started traveling a bit which I expect will increase once Covid situation improves across the world.<p>There is a ton of books I would love to read but so far I have not found time for it.
aureliover 3 years ago
I stopped working for money a few months ago in my late 20s. I still do occasional light consulting (0 - 2h&#x2F;week) for old clients though, but I can live off my savings indefinitely.<p>Before quitting (and before COVID), I was working remotely and living out of my backpack in places all around the world. I lived in Central America for a few months and learned Spanish to a conversational level. I experienced what it&#x27;s like to live in a conflict zone in the Middle East. I couchsurfed in strangers houses in lots of countries and places off the beaten path and got a glimpse into many very different lives. I took time off to do multi-week hiking trips in high mountains and wilderness areas, often solo. I did some workaways housesitting, petsitting, helping out with construction and&#x2F;or gardening.<p>Now that I no longer have to work, I&#x27;m doing more of that plus spending more time learning things (languages, dancing, etc.), getting more fit, volunteering with youth, and so on. I&#x27;m hoping find a more impactful way to help people suffering from things I&#x27;ve suffered with in the past, we&#x27;ll see what I end up doing on that front beyond volunteering.
david_allisonover 3 years ago
27, stopped &quot;working&quot; a couple of years ago. (Some form of lean FI&#x2F;RE right now: my current hobbies support my lifestyle, and I have sufficient savings). Life is simple, and I&#x27;m content, at least for the time-being. I know I could contract whenever I need to: something very flexible has fallen into place which I expect will start in the next couple of weeks.<p>Today so far: Mostly fundraising for an Olympiad (get in touch!), half an hour of open source work. Cutting weight for the next ~7 weeks, so aiming for 2 hours exercise&#x2F;day. Weather isn&#x27;t great, so did a few sets in my home gym, and spent the remainder of my time on Beat Saber (VR).<p>As for plans for later:<p>I haven&#x27;t done enough Open Source today, I should do some testing and get a PR in. Might shelve it for tomorrow.<p>I&#x27;m working on a bilingual textual corpus for my local language with a few friends (colleagues?) (it&#x27;s an uncommon revived language, and it&#x27;s a reasonable goal to digitize every known work&#x2F;manuscript which is out of copyright).<p>I&#x27;m prepping a .djvu of a book to upload to Wikisource for safekeeping. I&#x27;ve got a small backlog of texts that need a bit of proofreading which I&#x27;d like to clear. Long-term plans might involve getting the book republished (for fun, rather than for profit).<p>Afterwards? It&#x27;s Friday night, probably off to the pub with friends for a pint.<p>I&#x27;ve chosen flexibility instead of money. I can meet friends whenever they&#x27;re free. I&#x27;m living a purposeful life, and I&#x27;m truly content. Financially: it&#x27;s a lifestyle hit, but that&#x27;s an acceptable tradeoff for all the above, and I expect the income will continue to increase.
kubbover 3 years ago
That&#x27;s my dream... I have so many hobbies that I can&#x27;t enjoy because of the lack of time. But it seems that before I save enough, I&#x27;ll be too old and tired to finally enjoy them. At least I&#x27;m not going hungry in the meantime.
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siddharthgoel88over 3 years ago
I suggest a read of Ikigai ( <a href="https:&#x2F;&#x2F;www.amazon.com&#x2F;Ikigai-Japanese-Secret-Long-Happy&#x2F;dp&#x2F;0143130722" rel="nofollow">https:&#x2F;&#x2F;www.amazon.com&#x2F;Ikigai-Japanese-Secret-Long-Happy&#x2F;dp&#x2F;...</a> ) to get some fresh perspective about retirement. The book talks about centenarians in Japan, their happiness and its link to never retiring.
winternettover 3 years ago
I believe everyone has a different set of circumstances, and never the same path, but it&#x27;s great to be able to see people writing under this topic about the paths they took, just to be able to know I&#x27;m sane.<p>I&#x27;m unmarried... spent most of my younger life driven to make money and buy a house. It&#x27;s been the best decision for me to buy a house when I&#x27;m working because of the tax deductions. That being said I&#x27;ve always wanted to be a musician, and an independent thinker. Working for others served to pay bills, but also served to burn valuable years off of my life... Because I&#x27;m not married and have no kids, I&#x27;m able though to be a bit less cautious, and have taken time off of work in small cycles (3-6 months at a time).<p>I have always planned a point of retirement, but I&#x27;m not there because it&#x27;s impossible to know how good my savings need to be, and how the economy will go into the future, and I don&#x27;t want to have to go back to working, after years off, when I&#x27;m much older in a future where jobs may not be available to someone like me.<p>I have no shortage of things to do in retirement, but most of it depends on being well funded, and in today&#x27;s world, financial, time without income, and investment risks are much scarier than it used to be. But the truth has always been the same - No risk, no reward.
cheezebubbaover 3 years ago
Best I can tell it&#x27;s extremely situational. Depends on the person and also family&#x2F;kids&#x2F;environment.<p>A friend cashed out mid 40s but is the kind of person who doesn&#x27;t stop. Did real estate, baking, landscape, had a kid, seems up for anything and quite content.<p>A another is wealthy enough to stop working at anytime but doesn&#x27;t want to retire.<p>I slowly slid into retirement in mid 30s. Started out great. I sometimes work part-time and program for fun a bit. But when kid #2 and #3 came it was very difficult for me. Being retired was the saving grace that made it work at all. Now things are slowly getting better.<p>For me a normal day is 4-5 hours for kids, 1-2 hours walking&#x2F;biking, 2-3 hours reading&#x2F;programming&#x2F;working. Then there is always something (doc appt, car repair, house stuff) in there somewhere.<p>Best part is the flexibility to do things during weekdays. Meet with friend&#x2F;family for lunch, random escape room, errands.<p>Worst part is not having the camaraderie of good coworkers working together. I had one job that was great in that respect and gave me lasting friends. Other jobs not at all.<p>Financial freedom is amazing but everyone handles it differently. Best advice I have is if retirement is an option see if you can try it for 3-12 months.
iSnowover 3 years ago
At this point, I could retire, but I have no idea what to do with the rest of my life. I feel like I have achieved all I could (which is very wrong, but that&#x27;s how it feels)<p>I&#x27;m no longer young and I have family, so simply packing my bags and touring the world is out. Can&#x27;t take my kids for a 1y world tour either, the school system doesn&#x27;t allow it. Going on expeditions would saddle my wife with the full child care, something I dare not ask. Just staying at home for the kids would probably get boring.<p>I did like to code, but 10y in enterprise have cooled me to it somewhat and I feel my age. Just joining some OSS project to kill time isn&#x27;t that great either if you just dropped your coding job.<p>I don&#x27;t really know how to socialize and have no (next to no) friends. And those that I have, I tend to neglect for some reason.<p>I have some ADHD traits and the older I get, the harder I find it to focus for longer times or concentrate deeply enough to really solve challenging problems, so I doubt I&#x27;ll start 3D-printing the next drone generation or rebuild a vintage car or something.<p>It&#x27;s a weird problem to have, but I feel like not retiring so I don&#x27;t bore myself to death.
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retired42069over 3 years ago
I retired a few years ago on my savings, but I won the lottery as an early Airbnb employee (and I only recently cashed out). I&#x27;ve worked for several high-flying SV startups, and one BigCo, and startup multiple of my own startups (which all failed). I&#x27;m around 35 y&#x2F;o now. I really grew to despise the whole of SV culture, the various get rich quick schemes based on screwing your customers, and capitalism is general. These days my only ambition is to farm on my homestead&#x2F;commune, live as cheaply as possible, and avoid consumerism as much as I can. I still love working on software, am pretty active on various open source projects, am writing another book, but I don&#x27;t feed the beast anymore.<p>Retirement is great and you shouldn&#x27;t let anyone talk you out of it. The guys at the top of the pyramid aren&#x27;t working very hard, so why should you?<p>To quote Kurt Vonnegut: &quot;I tell you, we are here on Earth to fart around, and don&#x27;t let anybody tell you different.&quot;
egberts1over 3 years ago
At age of 50s and not working, I am just pounding away at the keyboard for the next greatest idea of the internet.<p>about 750,000 lines of codes in, 3&#x2F;4th for testing.
geocrasherover 3 years ago
After speaking with many retired people in my work and my life, all I can say to somebody who is aspiring to retire at <i>any</i> time of their life:<p>Do something for others. Do stuff for yourself too, that&#x27;s fine, but don&#x27;t look inward only. Be a good human to others, too.
jimmyvalmerover 3 years ago
It sucks to be frank. It wasn&#x27;t quite my choice to take an early retirement. Despite what the pundits say, you <i>are</i> your job.
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eric4smithover 3 years ago
30 years programming and got sick of it. Started to travel around the world 2 years before Covid.<p>Was kind of semi retired but still CTO and directed the team on projects and issues.<p>Then Covid hit.<p>Now went back to work full time rebuilding systems but looking forward to jump into semi-retirement next year again.<p>The most important thing I learned?<p>Time.<p>I’ll do anything to preserve time freedom. Housekeeper, transportation, people to do stuff for me. I’ll do it all to save this precious resource.<p>And these are not things that cost a lot, but because I do them, I have more time to spend on myself.<p>Having the freedom of time is completely underrated and misunderstood and I reckon that most people do not know what to do with the extra time once they step back from the daily grind.
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reacharavindhover 3 years ago
We are all different in our expectations and desires. Ofcourse, It would be great to have that financial independence to say I don&#x27;t &quot;need&quot; to work anymore for money. However, I am happy to work with computers at my job that pays money, be with my family and play with my little boy while not working, and do wood working in spare time(3 hours a week). Little bit of everything makes you appreciate their value. I for one would be easily overwhelmed if I could do woodworking the whole time, or watching my little boy the whole time(I love him, but I love him more when he is social with his friends at day care and I am there for him when he is home).<p>If I had a way to make more money without losing the ^ balance, I&#x27;d jump on it. But, I am not running crazy behind any one of those.<p>I realise what I said would probably not make sense to me from 10 years ago - it was all about fun, and money then.
jxidjhdhdhdhfhfover 3 years ago
Is it funny to anyone else how it seems like retired software engineers tend to be drawn to either carpentry or farming?
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saddingtonover 3 years ago
i&#x27;m 38, about to be 39... and i&#x27;m semi-retired. built a great career around software and then got a bit lucky with investing... and now that&#x27;s kinda on auto-pilot.<p>i&#x27;m actually trying to figure out what i want to do in the next 40 years of my life. i like building stuff and still have an exciting &quot;tech startup&quot; on the side.<p>i have 3 kids and so my focus is mostly on making sure they don&#x27;t kill themselves... and get them to 18 and then pray. lol.<p>life is just as frustrating as it was before i was retired... the frustrations just changed though.
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EVa5I7bHFq9mnYKover 3 years ago
When I was 18 I started working on one very interesting problem. All my life I dreamed about solving that problem, but coudn&#x27;t, because needed to earn money for family etc. Struck it rich at 52, and since then pursuing my goal, living around the world in 5 star all inclusive hotels.
retired48321over 3 years ago
I left my job with no future plans about a year ago. I was able to do this thanks to the company going through an IPO a few years prior and aggressive savings&#x2F;investing in my 20&#x27;s. I am 35 now.<p>What worked well for me:<p>1. Having a supportive partner. I am very lucky that my partner has not murdered me considering how much time we are at home together with her working all day from home and me not working. I know if roles were reversed, I would have a hard time.<p>2. Having existing hobbies that require time and discipline. Most of my hobbies are pretty cheap: running, reading, gaming, and cooking. The problem is, these all require time and discipline, which I used to not have. I treat my &quot;hobbies&quot; like a job and actually schedule time for each of these on a weekly basis. It&#x27;s amazing how much time you can fill with stuff you love. It is also amazing how much more discipline you can have in your hobbies when you are not spending all of your &quot;discipline points&quot; on work. An exception for me is travel, which requires money, but not as much as you think if you fly on random weekdays and stay in hotels during off-peak times. Of course this has been limited during COVID.<p>3. Having some part time technical work. For me, this was taking on some advising and mentoring roles. I get paid for some of them, but mostly I do it because I enjoy it and I feel it keeps me connected enough to the rest of the technical world.<p>What did not work well:<p>1. Doing this during COVID. I was completely naive in thinking that we would be going through this for a &quot;few more months&quot; last year. Not being able to see family and friends was made even harder because I cut off my social connections from my work colleagues (I was lucky that I really liked most of my work colleagues). In hindsight, I wish I had thought through this more.<p>2. Alcohol consumption and other vices. Since I did not have to be up every morning at 7am anymore, I was staying up late and drinking ~5 nights a week. What got me to stop was my supportive partner identifying this for me and also seeing the liquor store bills add up. Thankfully, I was able to shake it, but it took about two months to change my habits.<p>3. Obsessing over the stock market. Since my assets are 90% tied to equities, I was obsessing daily over the green and red lines. This is somewhat common in a lot of FI&#x2F;RE threads, but I realized that my very concentrated portfolio was stressing me out. I created a plan to slowly rebalance over the coming years, probably giving up some potential future gains, but the short term sanity gain is important to me.<p>Unexpected benefits:<p>1. Rarely waiting in lines. I can goto the bank or grocery store at 10:30am. I can goto a gym at 2pm. I still wonder why&#x2F;how a lot of places are open during these hours, but I get to benefit from it.<p>2. Sleeping schedule fixed. While working, I was notorious for staying up late to get something done, sleeping 6-8 hours (which is pretty good), and feeling exhausted when I woke up. On weekends, I would rarely get up before noon because I was so tired. After stopping work, my sleep schedule has moved to a pretty fixed 10pm-6:30am and I no longer am a night owl. Nothing wrong with being a night owl, but I thought I was one for a long time, and turns out, I am not.<p>3. Exploring local area. With my limited vacation time, whenever we wanted to take time off, we would always hop on a plane and go somewhere. Having time and COVID restrictions had me exploring more locally (running trails, businesses, cafes, libraries). I have a much deeper appreciation for what local governments do to make the places we live more enjoyable.<p>Overall, I am very happy with the decision. I have no idea if I will end up going back to work or not. I realize that I am in the 0.0000001% of people that is lucky enough to be even thinking like this.
jl6over 3 years ago
Any answers from people who have kids?<p>Part of the appeal of work for me is the good example it sets to the kids. Work hard, get rewards (and not just financial rewards).
notacowardover 3 years ago
I retired just barely over a year ago. I <i>expected</i> to take about a year just to recover from the stress that had built up over the years (only a few significant vacations) and accelerated at my last job (never more than a day or two at a time for 3.5 years). So I spent a lot of time doing absolutely nothing. I binge-watched several shows on TV, read <i>a lot</i>, played video games, etc. I kept up with my share of housework and parenting duties, but that&#x27;s about it.<p>I always knew I couldn&#x27;t live like that indefinitely. There are plenty of nasty disparaging comments here from kids who&#x27;ve clearly never worked long enough or hard enough or had a strong enough sense of responsibility to get that weary, but there is a <i>tiny</i> nugget of truth to some of what they say. <i>Some</i> structure and goals are necessary to stay sane IMO. Even during my idle period I mostly stuck to my routine. No sleeping in until noon, not bothering to get dressed, etc.<p>In the last couple of months, I&#x27;ve kind of come out of hibernation. I haven&#x27;t started any <i>major</i> projects, but I&#x27;ve made several upgrades to the decor especially in my own room. There&#x27;s even art on the walls. OK, one wall. ;) I refinished a couple of pieces of furniture. I&#x27;ve gotten into resin crafting, especially things that glow. At some point I expect I&#x27;ll dabble a bit in 3D printing to complement that. When the pandemic conditions ease and my daughter (currently a senior in HS) is safely ensconced in college, I&#x27;ll probably do a <i>bit</i> more traveling, but still mostly short activity-focused trips - e.g. hiking or snowboarding in mid-week, depending on the season.<p>I even have a couple of ideas for apps, completely unrelated to what I used to do professionally (distributed filesystems and such FWIW) and I absolutely <i>will not</i> get all wrapped up in all of the non-coding things that make professional development such a grind. Contrary to what the callow youth say, it&#x27;s not necessary to push that hard to feel happy and fulfilled. People <i>make</i> themselves that way, but that&#x27;s their choice and it&#x27;s not mine any more. I&#x27;ll write the code to do what I want it to do, probably publish it somewhere&#x2F;somehow, but I&#x27;m not going to get tied down handling demands from over-entitled users.<p>So basically my life is getting back to almost what it was before, just a little bit better. Instead of getting crushed under the weight of responsibility at work, I spend the same part of each day doing a variety of things as the mood strikes me. When something starts to feel like a grind, I context switch. That freedom is IMO the whole point of retirement, and what any mentally healthy person should strive for.
prirunover 3 years ago
I was always taking things apart as a kid (usually breaking them), started with computers my jr year in high school, and won the U of L ACM programming contest that year. I have always loved programming. I billed Ford 300 hours one month when I was 25 and working as a contractor, and that was time actually working. But even though I have always worked long hours, it was always more like play than work and I never felt burned out.<p>I ran a web business from age 38-45 with a co-founder and we worked our asses off 7 days a week, 10-12 hours a day. Still, I never got burned out, rarely took any time off (single, no kids). He bought me out after 7 years because I wanted to do a backup thing and he wanted to expand the web business. Made a good hunk of cash from that over the 5 year buyout.<p>I wrote a Prime minicomputer emulator and licensed it for around 12 years. One customer paid for my rather frugal (by choice, not necessity) lifestyle.<p>At 49 I released the first version of HashBackup and have continued that the last 12 years. I&#x27;m not taking money for it because so far, I haven&#x27;t needed it, and dealing with money is a pain.<p>My personal life was practically non-existent in my 20&#x27;s because I worked so much (loved it too), but looking back I&#x27;m glad that I sacrified personal life for career. It has always given me the option of turning down work I wasn&#x27;t interested in and leaving jobs I was no longer interested in. I never had to take a job for money. Having a spouse and kids obviously makes that a lot harder.<p>I feel like there are always trade-offs in life. I have a $22&#x2F;mo cell plan from puretalkusa.com, am grandfathered in on the &quot;Everyday Low Price&quot; internet plan from Time Warner (now Spectrum) that originally was a whopping 3Mbit down&#x2F;1Mbit up for $15&#x2F;mo, but over time is now 20Mbit down&#x2F;1.2Mbit up for $27&#x2F;mo. I was recently rear-ended and had to buy a car, but bought a 2018 Acura RDX with 30K miles for $26K instead of a new one for $46K. I also bought a completely rebuilt 1918 mahogany Steinway B a couple of years ago, so I&#x27;m not shy about spending money, but it&#x27;s also fun to beat corporations at their pricing games. I buy clothes at Goodwill most of the time, because I hate shopping and if I buy something at GW I don&#x27;t like, I just give it back and don&#x27;t feel bad that I spent $75 on a shirt that I don&#x27;t like when I get home. I buy all my Macs and phones on eBay for usually half price.<p>In a lot of cases, people have choices in life, but they sometimes don&#x27;t spend much time thinking about how their choices affect their life. I see people in brand new trucks that cost $60K+ and it makes me wonder why anyone would do that.<p>If a person wastes money over a lifetime, I think they will have a lot more financial struggles and maybe never have the option to retire early. I&#x27;ve always been frugal because having money gives me choices and options.<p>A key thing to being happy in retirement IMO is to take care of yourself and have at least a few things you are passionate about, whether it&#x27;s side projects, music, sports, poker night, or whatever. I try to make the most of each day, even if I&#x27;m not getting paid for it.