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Ask HN: Where to invest money?

4 pointsby dropshopsaover 13 years ago
I am earning some extra money that I wish to invest for 3 years. I want to add more on a monthly basis. Can HN suggest best place to watch my money grow?

3 comments

md1515over 13 years ago
Right now CDs are not a great option. Very low yielding.<p>I would suggest spending a few hours every week studying the stock market so that you can at least understand things that are going on, fluctuations that take place etc. I also recommend (my father pays for) Stock Market Mentor. He is a really brilliant guy and although his service is expensive it will be made up for by the knowledge you gain. That knowledge (both relevant to actually picking stocks AND learning to pick your own) will stay with you forever when you have even more money to invest.<p>I would suggest spending a few months listening to him and doing your own research. Find some stocks you like (or sectors) and follow them. You could test the waters with ETFs because a lot of the stimulus money will be entering the market soon. Right now the market is quite low by historic levels - that doesn't necessarily mean it will go up, but the chances are better.<p>The market is extremely volatile now. Just be careful..invest in LEARNING and then test things out. Good luck
apieceofpiover 13 years ago
Three years is a considerable short term investment period, for which I would target low-risk assets. How much money are we talking about?<p>Without knowing more, I would say a 3-year Certificate of Deposit (CD) or bond funds are your best bet.
seanmccannover 13 years ago
If you can risk the money then buy stocks. Take a look at Apple in particular.