I'm not looking for a debate on crypto, I know there are arguments for and against it.<p>There are risks involved in holding assets in centralised locations. I do like the idea of us being able to 'own' our own identity online, maybe that's a digital password, driving license or just as a login to a website.<p>I just don't see how this can ever go mainstream though. Hardware wallets are great, but they're nowhere near ready to be used by non tech people. I don't think we'll ever be able to trust people to _not_ lose their secret keys.<p>The problems I see with adoption are:<p>1) Why would governments or businesses back this when it means they'd just lose the current control they have today?<p>2) How do we deal with theft, loss?<p>3) How can we improve the usability?<p>I can imagine security keys built into phones becoming an important aspect, but in reality I don't see ownership of physical assets or identity moving to a blockchain. As far as I can see, we'll almost always need some centralisation and adjudicator of this data.