The Washington Post article referenced this working paper “Genes, Education, and Labor Market Outcomes: Evidence from the Health and Retirement Study” <a href="https://www.nber.org/papers/w25114" rel="nofollow">https://www.nber.org/papers/w25114</a><p>And a recent tweet <a href="https://twitter.com/jpazvd/status/1628429415364325376" rel="nofollow">https://twitter.com/jpazvd/status/1628429415364325376</a>
Definitely gifted. When gifted, you have a much better chance of cultivating wealth than when not Also, when you create your own wealth there is a certain fulfillment you will never get from an inheritance.