Mortgages for 95-year-olds?<p>Certainly. Any rejection of a 95-year-old as a mortgage-client is ageist.<p>In my own case, I am 78 years old. I recently obtained a 30-year mortgage. The fact that I might have required a mortgage to cover the time between buying one house and selling my old one means that a mortgage IS required for very old farts like me. Period.<p>By making it a 30-year mortgage, instead of a (say) 3-year mortgage, it means that the payback instalments are low enough for the Bank's client (me!) to be able to afford.<p>Strictly speaking, it would be better for the Bank to have given me an interest-only loan, but Bank Rules and Government Regulations are very likely the reason for not allowing that. Besides, if I had snuffed it before paying off the loan, the Bank would have had no collateral to force repayment from my heirs.