Nice to see clear thinking on the topic. Hope this gains a lot more traction before it is too late.<p>CBDCs in the Chinese digital yuan vein (and that _IS_ the dream of policy makers, make no mistake) are similarly nefarious to policies regarding 'the transition to EVs' - incentives first, then measures to compel (taxes, onerous / impossible to comply with regulations, outright bans) and finally baked-in redefinition of vital concepts like ownership, privacy, right to repair etc...<p>Central banks and big government desperately want malware-style CBDCs - you have your money until it is voided for x.y.z reasons, full financial records transmitted to every government agency under the sun, only transactions to approved merchants, only money on govt authorized software platforms etc.. etc..<p>This is a radical redefinition of a great many concepts vital to modern liberal democracies - ownership, privacy, freedom to name a few - that needs to be slowed to a crawl so that the nuances of what this means for these core tenants of democracy are fully considered and that we don't end up massively concentrating power into the hands of the wrong people.