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Ask HN: How do you save/plan investments?

2 pointsby momofukualmost 2 years ago
Hello HN! I recently started a new job that pays pretty well, which means I save way more than what I need.<p>I wanted to know how I should be saving my income? I have some savings in a high-yield savings account, and just opened a Roth-IRA as well. Apart from this my company offers an HSA account, that I&#x27;ve opted for, for the triple tax benefits. I&#x27;ve put very little money in stocks as well, but not a chunk of my monthly earnings.<p>What should I be looking into to maximize my savings? Should I just put most of my money into high-yield savings and max out my Roth?<p>Thanks!

2 comments

MattGaiseralmost 2 years ago
Depends on what you want for the future. What are these savings for and when do you plan to use them?
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kinghajjalmost 2 years ago
The obvious one you didn&#x27;t mention is a 401k, if your employer offers a program.