"An investment banker isn't twice as excited about a $20 million bonus as she is about a $10 million one."<p>Isn't it a little sexist to assume the banker is a "she"?<p>I agree with the debt part. At a certain point, you are in a situation where you feel like you will never be able to pay it back (1 million feels the same as 5 million).<p>But $1 million feels different to me than $5 million.