One of the "other" ideas we submitted to YC is something called the 'Dispute Resolution Wall'. It is a debate and discussion forum where readers can vote on each argument (limited to 150 words) by marking how many stars each argument will get. It will be limited to 2 weeks. The total number of stars will determine the winner. Participants can attach files, videos, or any evidence for their claims. We were hoping this forum will be used by marketplace listing and payments companies to handle disputes of transactions and take advantage of crowd resolution through voting. This could potentially create a buzz and get more traffic to participating eCommerce sites. A modified version can also be used by blogs and news outlets who would like to create more buzz in their comments sections by allowing the public to take a stand, comment, and vote on everyone’s arguments. For the first time blogs and comments sections will no longer just be an outlet for dissatisfied users to cry about what happened, but comments and arguments can truly impact the outcome of disputes. I am glad someone else is doing it for real, and I bet you guys are already many steps ahead with this compared to us. We only have a couple of pages of concept. We are currently focused in getting our payments platform off the ground and it's already a lot of work. The Dispute Resolution Wall was the next idea we're considering if PayGuard did not work out(<a href="http://stark-river-6968.herokuapp.com/" rel="nofollow">http://stark-river-6968.herokuapp.com/</a>). It makes me feel good that someone is really doing this because it is validating the idea. Good luck!