I've been paying for my own private health insurance policy since starting my company. About once every 6 months, I've gotten a notice that my premiums were going up "due to the rising cost of healthcare," to the tune of almost quintupling in price since I signed up 4 years ago.<p>This time it was too much. I'm looking into other options and I was wondering: what do the other HN self-employed do for health insurance?
At the moment I go without.<p>It seems like the "best" compromise would be to buy catastrophic/atmospheric insurance, and otherwise mostly go without.<p>Have you looked at HMOs? It seems that would be contracting <i>with</i> the medical providers <i>as</i> partial insurance agents, rather than going through a pure middleman/gatekeeper insurance company.