> “What we’ve missed is that it wasn’t a big event that had a big impact, it was a bunch of small surprise events that just added up. There’s this kind of this reset where we’re saying, ‘OK, we really have to get a handle on this.’”<p>They handle risk, but missed events that cause risk?<p>> Part of the reason for this steady accumulation is that more people are moving to areas that are vulnerable to convective storms ...<p>Rather, there are an increase of such areas, due to climate change, and people are acting normally, but in world where the probability of living in such areas is higher than in the past.<p>> “It’s going to take community-scale hardening to bend that loss curve down,” she told Grist.<p>"It's up to the people to fix our problem of not properly assessing risk" says Grist.