Tangentially, the company I worked for years ago used ZenPayroll/Gusto. Seemed fine enough with a nice design and definitely friendlier to the end user than the gray boxes in ADP.<p>I started a new job recently that also uses Gusto. They added a bunch of things like a Gusto wallet you can get paid into instead of your own bank account and another feature that basically looks like a payday loan. I guess it makes sense for them to expand their offerings of financial products since they're already involved with your money but it just made me feel disappointed.