I am developing a micro SaaS (not expecting to earn much from it), and I can't find a payment processor for it. I am in a country not supported by Stripe, so the obvious option is not possible.<p>I don't have business documentations (some of them require that), I just want to get paid via Credit Card (if they can include subscriptions that'd be great, if not I can try to code that myself), and then receive the money in my bank account or Paypal.<p>Is out there an option to do this without much bureaucracy? My customers wouldn't use crypto so that's not an option either.
It sounds like you’re describing a Merchant of Record (MoR). This is where customers pay a third-party service, which then handles payments, compliance, and then pays you.<p>Check out gumroad, lemon squeezy and maybe Paypal.
I wish a crypto like Nano would already be a solution for this kind of use case. Why is it still so hard in 2024 to accept payments globally, while the internet works everywhere?
I'd avoid LemonSqueezy because the payouts fees if you're outside of the USA are too high (check out <a href="https://docs.lemonsqueezy.com/help/getting-started/fees" rel="nofollow">https://docs.lemonsqueezy.com/help/getting-started/fees</a> ).<p>Paddle may be an option, depending on what your SaaS will sell, but if they start pretending that your business falls into a high-risk category they will demand 3 months of processing statements before allowing you to use their platform.
I rely on lemonsqueezy.com mainly for payment processing. Easy to setup and it includes other features, but its checkout page delivers a sleek, Stripe-like experience.
> I don't have business documentations (some of them require that)<p>There are some exceptions, but registering a business is not difficult in most of the world. It's one of the more common government interactions.<p>No one is going to let you take credit card payments without some sort of assurance you're a real business. Fraud is common, and it costs them money when it happens.
I am in the same boat. PayPal and Stripe don't work here, even Mercury is not accepting us anymore. So many ideas to execute, so few options to monetize.
I would recommend <a href="https://melange.technology/" rel="nofollow">https://melange.technology/</a> it suits well for my SaaS