FSD costs $99/month, my tesla insurance is $113/month<p>i don't currently have FSD so if i was interested in getting and using it a lot this discount would give me an effective FSD cost of $87.7/month. i think the effective cost would need to be $0/month for me to agree to agree to use FSD 50% of the time. NB: it's not available in California and the maximum available discount is not 10% of your entire insurance policy cost.