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Ask HN: Crypto payment gateways and the new travel rule advice?

5 pointsby woodylondon4 months ago
In the UK and EU, the new crypto &quot;travel rules&quot; are now in full force across almost all exchanges.<p>When transferring any cryptocurrency to another party, you must provide their name, country, and city. Some exchanges may even require additional information like passport numbers, though I haven&#x27;t experienced this yet.<p>I&#x27;ve encountered these requirements with both Coinbase and Revolut.<p>While it&#x27;s one thing to make a Bitcoin transfer to a friend or business, it&#x27;s unclear how this system is supposed to work with crypto payment gateways.<p>These gateways provide a crypto address and wait for a set time to receive the payment. If delayed, the transaction times out since the price of Bitcoin will have changed—which is understandable.<p>The issue arises when exchanges like Coinbase require Travel Rule information that the payment gateway doesn&#x27;t provide—causing the exchanges to pause the transfer until you provide it. In some cases up until now people are just filling in random info.<p>Revolut&#x27;s response was simply that I must provide the personal details or risk losing my transferred money.<p>I&#x27;m seeking insights from anyone working in this sector about how this problem is being addressed. I&#x27;ve reached out to several payment gateways, but they seem confused since this regulation doesn&#x27;t appear to be implemented in the US, where most gateways operate.

1 comment

npoc3 months ago
Not an answer to your question, but this is another reason to self-custody bitcoin.