We're considering PayPal (but have heard the horror stories about holds on larger amounts) or a wire transfer (but would prefer not to provide our routing and account number). 10K+. Would love to hear the community's suggestions.
In the past I've done similar amounts using a wire transfer service like Travelex ... from memory, it was a fixed fee (not a % commission) & the exchange rate was good. You just pay them cash over the counter.<p>The exchange rate is where standard banks often make a killing when doing a wire transfer.
Why wouldn't you want to provide your routing number and account number? You give them out every time you write a check. Wire transfers are probably the only good option here.
I don't know how this would work with international but I think knightsbridgefx.com is a good option.<p>They do currency conversions through bank accounts. So you save $ on the exchange + you get the money wired. Minimum is 10k so this might fit the bill.<p>Where are you sending/receiving from?