TE
TechEcho
Home24h TopNewestBestAskShowJobs
GitHubTwitter
Home

TechEcho

A tech news platform built with Next.js, providing global tech news and discussions.

GitHubTwitter

Home

HomeNewestBestAskShowJobs

Resources

HackerNews APIOriginal HackerNewsNext.js

© 2025 TechEcho. All rights reserved.

The Crisis of Credit Visualized - a simple yet effective description of the current crisis

66 pointsby fiazover 16 years ago

5 comments

johnbenderabout 16 years ago
Very cool, but the Bomb visualization fails to explain an important fact. The investment bankers aren't receiving cash from the homeowners, but those assets (houses) are not worthless.<p>Given time (in this case a bailout) those houses should return to normal value via demand once they've gone low enough for people to want to buy them again. At least that's the hope.
评论 #490179 未加载
评论 #490086 未加载
评论 #490102 未加载
评论 #490221 未加载
pixelmonkeyabout 16 years ago
The visualization mentions credit default swaps, but then doesn't show how those, too, contributed to the cycle as all the investments were being unwound. My somewhat primitive understanding is that since the 'safe' tranche of the CDOs was 'insured' via a CDS, when the defaults actually happened, the banks had to pay back not only the amount they had borrowed, but also an additional CDS payout. This contributed to the bankruptcies too, I think.
评论 #490448 未加载
评论 #490299 未加载
gsmaverickover 16 years ago
Amazing visualization. Taught me something even though I thought I understood what was happening!
tlrobinsonabout 16 years ago
Great visualization, really clarifies it.<p>FYI, the copy on Vimeo loaded <i>much</i> faster for me: <a href="http://www.vimeo.com/3261363" rel="nofollow">http://www.vimeo.com/3261363</a>
newt0311about 16 years ago
YES!!! Finally an explanation from a non-economist that doesn't descend into progressive-populist-bankers-are-evil propaganda.<p>And yes, a second video showing the actions of the government would be nice.
评论 #490725 未加载
评论 #490407 未加载