I would advise those thinking about using Dwolla to be very careful, aside from requiring more information then both my bank and employer to open an account, there is no way to remove an account once established.
Some really great stuff here - I love the passion Milne has about changing the way we move money.<p>I love what Dwolla is trying to do - changing the way transactions are done can make an impact on the economy. The part where he pulled thousands of dollars in cash out of that bag was a great way to drive the point home about the hidden economic cost of interchange fees.<p>With any startup, the bigger the vision - the more I want to see them succeed. Keep building!!!
It's simply ridiculous that ACH takes as long as it does in the US. I have a friend who works at the Federal Reserve Bank in KC who admits the same.<p>It's about time someone like Dwolla disrupted the industry.