My wife and I took the cue from Scott Hanselman & his wife Mo a few years back. Pay all income into one account and then pay yourselves an allowance for "guilt free spending" for all the little things you want to just buy.<p><a href="http://hanselminutes.com/216/geek-relationship-tips-with-scotts-wife" rel="nofollow">http://hanselminutes.com/216/geek-relationship-tips-with-sco...</a>