Tim, CTO/Co-Founder of matchist here.
We're thinking of developing a separate payment product for freelancers.<p>The problem this product would solve is ensuring your clients always pay on time by having them fund milestones before work begins and release payment as milestones are completed (similar to the current matchist payment system but for any of your clients, regardless of where you found them).<p>Here's how it would work:<p>1) When you secure a contract, you set up milestones for the project in the system.<p>2) Clients prepay for the milestone. There is no fee for them.<p>3) When you finish the milestone, you ask for payment to be released.<p>4) The client releases payment.<p>The cost would be $50/month for holding $1k or less in the system. If there was $5k or less being held in escrow, we would charge $100, and $10k would be $200/month.<p>What do you think? Please be honest: Would you pay for this product?
For freelance service providers, this already exists. I do it with everyone who wants to hire me. No prepayment = no work. It took a long time to get there. It also took multiple times of forgetting this rule (and getting burned once again). Most recent write-off? Last month. :-(<p>Just ask. It is astonishing what the universe will deliver to you if you just ask.<p>Also, if the answer comes back "no" too many times, that is valuable intelligence gleaned from the marketplace. What you do with that information is up to you. Personally, I interpret that information as "I am attempting to compete in a commodity business; how can I reconfigure my services so I am not a commodity service provider?"
Rather than ask - build a landing page with a gumroad subscription button and GET users rather than ASK users.
e.g. <a href="http://blog.bufferapp.com/idea-to-paying-customers-in-7-weeks-how-we-did-it" rel="nofollow">http://blog.bufferapp.com/idea-to-paying-customers-in-7-week...</a><p>I also think - $50/month is a hard sell to have clients "pre-pay" as I can do the same thing just charge them ahead of time (e.g. 50% down to start then 50% when complete or some % of).<p>I would rather see a service that charges $50/month or flat rate $25 to go AFTER clients who haven't paid on time/etc.<p>my 2 cents