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Li Ka-Shing teaches you how to buy a car and house in 5 years

86 pointsby swohnsover 11 years ago

19 comments

ck2over 11 years ago
So:<p>1. don&#x27;t be unemployed or under-employed (he clearly says it is your fault if so)<p>2. don&#x27;t get sick, not mentioned anywhere what happens then, does HK have universal healthcare?<p>This sounds a bit like McDonald&#x27;s financial advice to their employees<p><a href="http://www.nbcnews.com/business/personal-finance/mcdonalds-finance-guide-insulting-low-wage-workers-f6C10653604" rel="nofollow">http:&#x2F;&#x2F;www.nbcnews.com&#x2F;business&#x2F;personal-finance&#x2F;mcdonalds-f...</a><p>btw, this guy made his money by buying cheap real-estate and got lucky when prices went up:<p><a href="http://en.wikipedia.org/wiki/Li_Ka-shing#Real_estate" rel="nofollow">http:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Li_Ka-shing#Real_estate</a><p><i>In reality, Li went to school for a couple of years and then started working for a wealthy uncle (from the family that owns Hong Kong&#x27;s Chung Nam Watch Co.). Subsequently he became part of an important subcategory of tycoons who got ahead, in part, by marrying the boss&#x27;s daughter.</i>
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jfasiover 11 years ago
I find it fascinating that that the consensus among the responses in this thread seems to be somewhere between Li Ka-Shing being a hypocrite, that buying food for people richer than you is crazy, that his advice is useless, etc.<p>Sure, there are cultural incongruities. Americans don&#x27;t understand buying lunch for your superiors, and the advice to beat yourself up if you fail to see progress is directly opposed to the &quot;do your best&quot; attitude that lives on this side of the Pacific, but the lessons are the same.<p>In the end, the moral is simple: wheeling and dealing. Being crafty. Placing yourself in a situation where opportunities find you, not vice versa. Focusing your personal development on becoming competent enough to act on your opportunities.<p>What bugs me is that this sort of hustling is necessary to thrive in any business, not just software. I suspect HN&#x27;s criticism of this advice might be a sign of wantrepreneurship rather entrepreneurship.
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thebossover 11 years ago
I don&#x27;t see why a lot of people disagree with his advice. Perhaps it is the words he uses. These are his basic divisions of cash.<p>1. Live cheaply. Don&#x27;t waste money where you don&#x27;t need to.<p>2. Expand your network by being nice and friendly to people.<p>3. Learn and invest in your future.<p>4. Take time off, travel the world and expand your horizons.<p>5. Save money. This is ideally used to start your dream. In reality, this can be used in times of trouble.<p>What&#x27;s so bad about that? I think this is good advice for anyone trying to ``make it&#x27;&#x27;.
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tszmingover 11 years ago
I am from Hong Kong, the article appears to be a spam&#x2F;fake article: <a href="http://finance.sina.com.hk/news/-3-5652018/1.html" rel="nofollow">http:&#x2F;&#x2F;finance.sina.com.hk&#x2F;news&#x2F;-3-5652018&#x2F;1.html</a> (Chinese)
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tsikiover 11 years ago
&gt;Famous theory from Harvard: The difference of a person’s fate is decided from what a person spends in his free time between 20:00 to 22:00.<p>Anyone know the source for this theory? I&#x27;d like to know more about it but googling turned up nothing but links to this article.
russell_hover 11 years ago
I actually like his categories:<p><pre><code> 1. Living expenses - 30% 2. Networking - 20% 3. Education - 15% 4. Travel - 10% 5. Savings - 25% </code></pre> But his living expenses category seems to exclude housing costs - is there some cultural peculiarity that accounts for that?
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oskarthover 11 years ago
<i>Well, after struggling for a year and if your second year salary is still RMB 2,000, then that means you have not grown as a person. You should be really ashamed of yourself. Do yourself a favour and go to the supermarket and buy the hardest tofu. Take it and smash it on your head because you deserve that.</i><p>This is hilarious. I wish people in western media would say things like this more often.
ronaldxover 11 years ago
&quot;Always remember to buy lunch for people who are richer than you&quot;<p>I have spotted a conflict of interest here.
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goatforce5over 11 years ago
His pro-tip seems to be to get a 150% pay rise after 12 months.
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tarekmozover 11 years ago
[..] Well, after struggling for a year and if your second year salary is still RMB 2,000, then that means you have not grown as a person. You should be really ashamed of yourself. Do yourself a favour and go to the supermarket and buy the hardest tofu. Take it and smash it on your head because you deserve that.[..]<p>Hahaha smash your head with tofu if you don&#x27;t get a raise. :))
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andypantsover 11 years ago
&quot;Living expenses&quot; is not just food. What about rent, utilities, taxes, health, debts?
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Aqueousover 11 years ago
&quot;Well, after struggling for a year and if your second year salary is still RMB 2,000, then that means you have not grown as a person. You should be really ashamed of yourself. Do yourself a favour and go to the supermarket and buy the hardest tofu. Take it and smash it on your head because you deserve that.&quot;<p>The supermarket is fresh out of hard tofu...
seferphierover 11 years ago
&#x27;The problem with quotes on the Internet is that it is hard to verify their authenticity.&#x27; - Abraham Lincoln
sdegutisover 11 years ago
His &quot;network&quot; advice is really just &quot;how to use people&quot;, and it&#x27;s reprehensible.
aashishkoiralaover 11 years ago
Is this guy for real?
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nateratorover 11 years ago
<i>Suppose your monthly income is only RMB 2,000, you can live well. I can help you put money into five sets of funds. The first $600, second $400, third $300, fourth $200, fifth $500.</i><p>Da fuq? Are we talking about renminbi or dollars here? Either way... terrible article.
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sdegutisover 11 years ago
&gt; <i>Well, after struggling for a year and if your second year salary is still RMB 2,000, then that means you have not grown as a person. You should be really ashamed of yourself.</i><p>Lost all credibility right here.
ulfwover 11 years ago
Follow this and you will become a billionaire too?
the_watcherover 11 years ago
Did I miss it or did he leave out rent?