I know nobody that uses this. Even the free $1 they offered when it first launched wasn't enough to convince me to link it to my bank account. Anybody have a different experience?
This app has a UI flaw. My friend was testing how cash request works. Her request arrived when I was already inside the app (just exploring it). And without giving me even a warning it started the process of verifying my SSN and all that. When the process was over, I had apparently given the green light to transfer the money with no recourse possible. This is stupid and frankly dangerous. I understand seamlessness has its prices but the workflow should be adjusted to avoid large cash transfers without giving the person to think about it.
If Venmo wants to get back in the game, they need to support depositing money to bank accounts via cards only just like SQC. The only reason I don't use Venmo to receive money is because I don't want to provide my bank account/routing number.