I am amazed. Let's ignore the whole against the law aspect to this enterprise and look at the business. A bunch of things have to happen to make this work even once -<p>1) Advertise for "work at home" workers.
2) Acquire those workers, process test transactions, get the worker comfortable.
3) Write and execute some code to acquire the victims bank account info.
4) Execute a transfer from the victim to the worker.
5) DOS the victims bank to prevent the transfer from being reversed!!! (I'm speechless)
6) Make sure the worker transfers the funds.
7) Profit!<p>A lot of us run businesses with less complex work flow. Whoever is running this scam is doing it from another country, avoiding the U.S. Government, working with people who have never met each other, they have to remain anonymous, and keep track of a massive amount of information.<p>I'm not saying it's OK, but is is logistically impressive.